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1st Gen Durango 1998 - 2003 Durango's

My Durango's down for the time being

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Old 05-10-2013, 02:03 PM
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Default My Durango's down for the time being

My Durango's wounded for the time being. Last night, some stupid lady in her Lexus turned left in front of me as I was turning right and came into my lane and hit me. I had the green light and was turning right while she was coming the opposite way on the road I was turning off of and turned left. I stayed in the right lane and she came flying around the corner way to fast for the turn (probably around 25-30mph) and drove right into me. The cop wrote her a ticket for an improper turn, for not having proof of insurance with her and placed her solely at fault. She then tried lying to the cop saying I came into the left lane, the cop walked her up to the intersection and showed her the tire marks, then got out matchbox cars and explained to her why she was a moron. Then she kept trying to say she didn't see me so I couldn't see her or something like that, even though as soon as I saw her, I got on the brakes and hit the horn. I managed the threshold braking pretty well until the last 1.5-2 feet before she hit me.

The front suspension was a bit tweaked so I had it towed to a local guy my parents know, he does real good work, and my damage is pretty much all body work other than where she hit the wheel and it pushed the upper control arm off the bushing. It also pushed the tie rod in which shoved the steering box over to the side and the front wheel now has a significant amount of toe out relative to the other one. There's no damage to the frame.

This moron was driving a Lexus RX and, the way she cut in front of me, the front corner of my car caught the back door and rear wheel. Her door is completely caved in and the rear quarter panel is pushed in and, since the Lexus is unibody, they'll have to replace the entire right side of her car. Her rear wheel wasn't sitting right either, so I'm guessing her rear suspension is shot.

Click the image to open in full size.

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Bumper got pushed down the whole way across.
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Wheel that got hit (at least it was the one where the finish was peeling.)
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The control arm forced off the bushing (the liquid is coolant from the burp tank getting cracked.)
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Steering shaft.
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The ball joint got messed up too.
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These are the only pics I have of this *****'s Lexus.
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My wheels didn't slide until they got to the painted lines
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You can see where the line on the road is and she came completely into my lane and hit me.
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Here's a little diagram of the accident (I'm the blue line obviously.) I'd just came out of McDonalds and was turning right onto Clemson Rd from the hardscrabble road and had the green light. The straight lanes on her side also had the green light, but the left turn lane didn't have a separate left turn arrow so you have to yield to opposing traffic. She was turned left from the hardscrabble road onto Dlemson Rd going about 25-30mph (which is way too fast for a turn that's sharper than 90) and plowed right into me as I was turning right. She was going fast enough she'd probably have ended up on the sidewalk if she hadn't hit me!
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Everything was all clean and freshly washed this morning as you can see in my signature pic.
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Old 05-10-2013, 02:38 PM
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I was just looking at your new sig pic before reading this post and was thinking it looks like she's smiling! What a shame! Was that chic drunk? Sorry to hear it, but at least you're ok.

SJ02
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Old 05-10-2013, 03:08 PM
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Well, at least you got a cop that was on your side and not out to screw you.

About four years ago i was driving a 18 wheeler thru town.. the road was wide but NOT marked for 2 lanes. I went to make a right turn with my signal on and swung out to the left a little to give me the room to make the turn.

Meanwhile there was a chick in a vehicle (cant remember what) that got impatient and decided to quickly pass me on the right side. All the heard was "chrunch"... Well the lady in the car could not have been much more than 18-19 years old. She was wearing a really short mini skirt and when the cop was taking her statement, took every effort to make sure the cop got a good tour of her chest...

When it was all said and done, the cop charged me with the accident and cited me for hitting her.
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Old 05-10-2013, 04:59 PM
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Originally Posted by SmokinJoe02 View Post
I was just looking at your new sig pic before reading this post and was thinking it looks like she's smiling! What a shame! Was that chic drunk? Sorry to hear it, but at least you're ok.

SJ02
Not she's just stupid.



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Well, at least you got a cop that was on your side and not out to screw you.

About four years ago i was driving a 18 wheeler thru town.. the road was wide but NOT marked for 2 lanes. I went to make a right turn with my signal on and swung out to the left a little to give me the room to make the turn.

Meanwhile there was a chick in a vehicle (cant remember what) that got impatient and decided to quickly pass me on the right side. All the heard was "chrunch"... Well the lady in the car could not have been much more than 18-19 years old. She was wearing a really short mini skirt and when the cop was taking her statement, took every effort to make sure the cop got a good tour of her chest...

When it was all said and done, the cop charged me with the accident and cited me for hitting her.
I hope you fought that in court.
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Old 05-10-2013, 05:16 PM
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I hope you fought that in court.
Yep, and lost!

She appeared to me as another classic case of the spoiled rich girl that uses her assets to get what she wants. She had a rider with her and based on the DOB the guy gave the cop, it would put him in his 50's.... so i assumed that he was her father. When we got into court he testified that he was her boyfriend for the last year.

I would like to see her in 30 years again when shes aged to the point even thousands on dollars in surgery can't make her look good and see how that method is working out for her...lol


BTW did the lady crack the new headlights or can they be saved?
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Old 05-10-2013, 05:57 PM
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That really sucks. I'm picturing Joan rivers now.

The lens didn't break, but the projector got torn off of the back when it hit the fender. I think the projector will be salvageable.
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Old 05-10-2013, 09:18 PM
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sorry to hear about that man. Your durango looked really good hope you get it fixed.
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Old 05-10-2013, 09:31 PM
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I hope so too, but I'm really worried that they might total it since the steering and suspension are damaged.
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Old 05-10-2013, 09:44 PM
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Yea I could see that happening with shop rates. Hopefully they dont.
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Old 05-10-2013, 09:54 PM
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I genuinely hope they don't, but it's not looking good. Blue Book value is about $2700. A few years ago when I got ran into and they just had to replace the fender and straighten out the bumper it was $2100, although that was at the dealership. Now the fender needs replaced, the bumper needs replaced, the wheel needs replaced, and the front suspension and steering will most likely need replaced too, so things are really looking bad. The insurance people won't be looking at it until Monday.
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Old 05-10-2013, 11:07 PM
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Forgot to mention that on top of worrying about what's going on with my car, that now I have a sore back. I went to the doctor and he checked and x-rayed me. He said that my back isn't messes up as far as bones go, but that I do have stretching and or tearing of muscles and or ligaments. They put me on some muscle relaxers and pain relievers, but so far they haven't done much. I'm still finding myself worried more about my car than my health though.
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Old 05-11-2013, 05:20 AM
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Sorry to hear about that, it was looking real good. Hope your back gets better. It can be a long road you are fixing to travel thanks to her.
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Old 05-11-2013, 11:34 AM
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My backs just that little bit sore enough to be annoying, nothing major though, and they gave me medication so it doesn't keep me up during the night (which was really the only thing bothering me). I'll get better soon enough, my car won't though.
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Old 05-11-2013, 01:46 PM
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Hey, really sorry to hear about your truck and I hope you start feeling better soon. I know what its like and it is miserable to be in that situation. I hate to say this, but the truck will most likely be totaled. Insurance companies are the most mindless organizations in the world and have no concept of reality. If the damage exceeds 70% of the cars value then it is totaled. However, I have good news and that is that you can buy it back from the total. The estimates from the insurance companies use the most expensive parts and are often very lofty estimates of total damage. With that being said you can most likely get it repaired like new for much less than that estimate.

Things to remember are that you should fight your insurance company to get the most for you truck, citing things like an impeccable maintenance record and with the pictures you have and the condition the truck is in you may even receive slightly higher than book value for your truck, which could prevent it from being totaled at all. Another thing is that if the accident is in fact 100% the womans fault you can fight her insurance company to cover your deductible because the insurance company has the duty to make you whole again after an accident. Its not an easy process but I went through it to get my truck back and its good as new now.(Hit and run accident last year). The worst part of it is you did nothing wrong and now it creates a big mess for you. Also who is your insurance company? I would check to see if they would insure the "salvaged title vehicle" before you try buy back option.

I really hope you don't have to go through that, but if you do and you have any questions I would be more than happy to help. Best of luck!

Oh, and thank you again for the ROTM nomination, I really appreciate it!!!
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Old 05-11-2013, 02:40 PM
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Yeah, that's what I'm worried about. I hope I can buy it back from the insurance company if they rule it totaled, but I'll have to see how it goes. I have Nationwide (full coverage) and that lady has USAA, and they're pretty well useless. South Carolina is an at fault state, and sine she was the only contributing party to the accident her insurance is liable for all of the damages. I could file through my insurance first (I'd have to put up the deductible up front) and then Nationwide would have to go after her insurance for the money, but I'm trying to do things through USAA first, and of course USAA is trying to do anything they can to get out of paying, even though the accident (if you can even call intentionally running through a traffic light an accident) was her fault.

Needless to say I'm going to have quite the fight to deal with in the next few days.
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Old 05-11-2013, 07:20 PM
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Yeah, that's what I'm worried about. I hope I can buy it back from the insurance company if they rule it totaled, but I'll have to see how it goes. I have Nationwide (full coverage) and that lady has USAA, and they're pretty well useless. South Carolina is an at fault state, and sine she was the only contributing party to the accident her insurance is liable for all of the damages. I could file through my insurance first (I'd have to put up the deductible up front) and then Nationwide would have to go after her insurance for the money, but I'm trying to do things through USAA first, and of course USAA is trying to do anything they can to get out of paying, even though the accident (if you can even call intentionally running through a traffic light an accident) was her fault.

Needless to say I'm going to have quite the fight to deal with in the next few days.
Honestly i would pay your deductible and let nationwide fight for the money and save yourself the headache. Let there people fight to get there money, that's what they get paid for... Then i would get a console from a accident lawyer. He (or she) have have a easy time getting you your deductible back from the lady and maybe even little more for your pain and suffering.

USAA is a pain in the a$$, please don't ask me how i know.....
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Old 05-11-2013, 07:46 PM
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Honestly i would pay your deductible and let nationwide fight for the money and save yourself the headache. Let there people fight to get there money, that's what they get paid for... Then i would get a console from a accident lawyer. He (or she) have have a easy time getting you your deductible back from the lady and maybe even little more for your pain and suffering.

USAA is a pain in the a$$, please don't ask me how i know.....
If USAA doesn't take care of things in the next few days I'll have to go to my insurance. I already know USAA is a pain from past experience too. When I got hit a few years ago, that lady had USAA too. Even though that lady admitted that she caused the accident to them right away, unlike this lady who tried lying to both the cop, who didn't buy it, and her insurance, they still kept trying to find a way to say they weren't liable and I did end up having to have my insurance go after them.

I don't want to have to deal with an injury lawyer, but I will if the insurance screws me on the money one way or another, since I'd really have no other option at that point.
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Old 05-13-2013, 02:24 PM
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I was just over at the shop with the insurance adjuster. Right now he's valuing the truck somewhere between $4100 and $4400, leaving the totaled threshold around $3100. He said the damage is right around that mark and without knowing what needs replaced underneath that it'll probably be over that amount. The only thing I can really do at this point is argue that the value of the truck is higher since the least you can get another 99 with similar mileage that's in as nice of shape as mine is around $5500. Hopefully I can get them to fix it based on that, but I'll have to see how this all plays out.
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Old 05-13-2013, 06:04 PM
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Wish you the best of luck to get the truck fixed. I went thru one of these no fault accidents way back when someone rearended me. The other person did not have insurance (expired 12 hours ago). I had full coverage and also personal injury liability that covered some of my injuries.

But nice thing about most insurance companies with full coverage, they will try to mediate on your behalf with the other party to get the money to cover your loss. Luckily for my insurance (farmers back then) they were able to settle with the other party and I got my car repaired and medical bills re-imbursed plus some extras.
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Old 05-16-2013, 02:49 PM
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Click the image to open in full size.

I finally got a chance to have the shop put my car up on the lift and have a good look at it. There isn't any suspension or other mechanical damage, just body damage. Apparently the steering box is supposed to be at an angle like that since the brackets and frame are straight. They're estimating it would be $2300 for them to repair it unlike the insurance guy that was saying $2800. Should be done in a week or so hopefully.







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Wish you the best of luck to get the truck fixed. I went thru one of these no fault accidents way back when someone rearended me. The other person did not have insurance (expired 12 hours ago). I had full coverage and also personal injury liability that covered some of my injuries.

But nice thing about most insurance companies with full coverage, they will try to mediate on your behalf with the other party to get the money to cover your loss. Luckily for my insurance (farmers back then) they were able to settle with the other party and I got my car repaired and medical bills re-imbursed plus some extras.
SC has at-fault laws so if I want my insurance to handle things I'd have to pay them the deductible first.
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Old 05-16-2013, 02:49 PM
 
 
 
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