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4th Gen Ram 2009+ Rams


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  #1  
Old 04-02-2009, 12:10 PM
TheBayouCity's Avatar
TheBayouCity TheBayouCity is offline
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Vehicle: 2009 Ram Laramie-Deep Blue/Tan
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Default Insurance on your 2009 Dodge Ram

Just curious what you guys are paying for it on this truck?

I have the following with Nationwide:

Bodily Injury:500k/500k (higher than normal)
Property Damage: 100k (higher than normal)
Medical:5k
Deductible: $500 (average)

Also has accident forgiveness and minor violation forgiveness.

Paying about $101 a month. I know it varies for everyone depending on credit and accidents. But for comparison with others, I have excellent credit and no accidents.
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  #2  
Old 04-02-2009, 12:15 PM
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MMMMRice MMMMRice is offline
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Vehicle: 09 Ram RCSB 4x4 Hemi
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Cant remember my coverage type but its nationwide

$250/mo but im 19

1 accident/ 1 speeding ticket before i turned 18
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  #3  
Old 04-02-2009, 12:23 PM
spoon spoon is offline
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Coincidentally, after buying my Sport CC in Feb, I received a letter from Dodge Insurance yesterday...

Has anyone used them in the past? I use Nationwide at the moment and pay about 100 a month.
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  #4  
Old 04-02-2009, 12:37 PM
thirtydaZe thirtydaZe is offline
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im paying just over $450 every 6 mos.
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  #5  
Old 04-02-2009, 12:39 PM
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TheBayouCity TheBayouCity is offline
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Quote:
Originally Posted by spoon View Post
Coincidentally, after buying my Sport CC in Feb, I received a letter from Dodge Insurance yesterday...

Has anyone used them in the past? I use Nationwide at the moment and pay about 100 a month.
Are your coverages similar to mine? As I use Nationwide aswell.
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  #6  
Old 04-02-2009, 01:02 PM
JINXR JINXR is offline
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I pay right at $100 per month with Allstate. 50k/100k/50k w/ $250 deductibles. 1 motorcycle no-fault accident but I have accident forgiveness.

ETA: I'm also not married, own a house, and 26 yrs old.

Last edited by JINXR; 04-02-2009 at 01:05 PM.
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  #7  
Old 04-02-2009, 02:30 PM
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sarguy01 sarguy01 is offline
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I pay 120$ a month for a 2006 Pacifica, the Ram, my renter's insurance and my wife's ring insurance. I am 27.

USAA rules.
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  #8  
Old 04-02-2009, 03:08 PM
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TheBayouCity TheBayouCity is offline
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Quote:
Originally Posted by sarguy01 View Post
I pay 120$ a month for a 2006 Pacifica, the Ram, my renter's insurance and my wife's ring insurance. I am 27.

USAA rules.
Wow. I'm assuming full coverage on the Pacifica aswell. Great pricing.

I'm 27 too, I guess my higher coverages are the reason its higher. I have an Umbrella policy that goes up to 2 million, so I have to have coverages high.
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  #9  
Old 04-02-2009, 03:36 PM
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bigred3297 bigred3297 is offline
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2009 Dodge Ram 1500
 
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i have full coverage on the truck, a toyota avalon, and a honda 1800cc bike.. married and i pay about $120 with USAA and the bike is under Progressive through USAA for $40 a month. $160 all together, no accidents, 3-4 speeding tickets last one was 3 years ago...
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  #10  
Old 04-02-2009, 05:04 PM
uashemi uashemi is offline
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Traveler's insurance,

the coverages are like 50/100K, plus uninsured/underinsured, comp collision, glass, roadside, towing, rental, pretty good coverage.

$67/month I think. I have the 2008 Kia Sedona and the truck. Total it's like $105. The wife does all the bills.

They give alot of discounts. Two clean driving records, 28 years old, home owner with kids. They assume I'm responsible I guess
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