[whatneon]

405/mo for insurance alone....lol. buy a $3,000 beater and save your money. how long are the payments going to last???3-5 yrs??? do you really see yourself living in the land of no responsibility for that long? house down payments are min of 20% to avoid PMI insurance. i would say go with a car that doesnt need to have collision, get one that the previous owner hopped up if you want. good luck