4th Gen Ram Tech 2009 - 2018 Rams and the 2019 Ram Classic: This section is for TECHNICAL discussions only, that involve the 2009 - 2018 Rams and the 2019 Ram Classic. For any non-tech discussions, please direct your attention to the "General discussion/NON-tech" sub sections.

Insurance on your 2009 Dodge Ram

Thread Tools
 
Search this Thread
 
Old Apr 2, 2009 | 12:10 PM
  #1  
TheBayouCity's Avatar
TheBayouCity
Thread Starter
|
Rookie
Joined: Mar 2009
Posts: 75
Likes: 0
From: Pearland, TX
Default Insurance on your 2009 Dodge Ram

Just curious what you guys are paying for it on this truck?

I have the following with Nationwide:

Bodily Injury:500k/500k (higher than normal)
Property Damage: 100k (higher than normal)
Medical:5k
Deductible: $500 (average)

Also has accident forgiveness and minor violation forgiveness.

Paying about $101 a month. I know it varies for everyone depending on credit and accidents. But for comparison with others, I have excellent credit and no accidents.
 
Reply
Old Apr 2, 2009 | 12:15 PM
  #2  
MMMMRice's Avatar
MMMMRice
Veteran
Joined: Mar 2009
Posts: 354
Likes: 0
From: Delaware
Default

Cant remember my coverage type but its nationwide

$250/mo but im 19

1 accident/ 1 speeding ticket before i turned 18
 
Reply
Old Apr 2, 2009 | 12:23 PM
  #3  
spoon's Avatar
spoon
Professional
Joined: Mar 2009
Posts: 175
Likes: 0
From: Texas
Default

Coincidentally, after buying my Sport CC in Feb, I received a letter from Dodge Insurance yesterday...

Has anyone used them in the past? I use Nationwide at the moment and pay about 100 a month.
 
Reply
Old Apr 2, 2009 | 12:37 PM
  #4  
thirtydaZe's Avatar
thirtydaZe
Professional
Joined: Feb 2009
Posts: 114
Likes: 0
Default

im paying just over $450 every 6 mos.
 
Reply
Old Apr 2, 2009 | 12:39 PM
  #5  
TheBayouCity's Avatar
TheBayouCity
Thread Starter
|
Rookie
Joined: Mar 2009
Posts: 75
Likes: 0
From: Pearland, TX
Default

Originally Posted by spoon
Coincidentally, after buying my Sport CC in Feb, I received a letter from Dodge Insurance yesterday...

Has anyone used them in the past? I use Nationwide at the moment and pay about 100 a month.
Are your coverages similar to mine? As I use Nationwide aswell.
 
Reply
Old Apr 2, 2009 | 01:02 PM
  #6  
JINXR's Avatar
JINXR
Rookie
Joined: Mar 2009
Posts: 67
Likes: 0
Default

I pay right at $100 per month with Allstate. 50k/100k/50k w/ $250 deductibles. 1 motorcycle no-fault accident but I have accident forgiveness.

ETA: I'm also not married, own a house, and 26 yrs old.
 

Last edited by JINXR; Apr 2, 2009 at 01:05 PM.
Reply
Old Apr 2, 2009 | 02:30 PM
  #7  
sarguy01's Avatar
sarguy01
Record Breaker
Joined: Feb 2009
Posts: 1,661
Likes: 1
From: Virginia Beach
Default

I pay 120$ a month for a 2006 Pacifica, the Ram, my renter's insurance and my wife's ring insurance. I am 27.

USAA rules.
 
Reply
Old Apr 2, 2009 | 03:08 PM
  #8  
TheBayouCity's Avatar
TheBayouCity
Thread Starter
|
Rookie
Joined: Mar 2009
Posts: 75
Likes: 0
From: Pearland, TX
Default

Originally Posted by sarguy01
I pay 120$ a month for a 2006 Pacifica, the Ram, my renter's insurance and my wife's ring insurance. I am 27.

USAA rules.
Wow. I'm assuming full coverage on the Pacifica aswell. Great pricing.

I'm 27 too, I guess my higher coverages are the reason its higher. I have an Umbrella policy that goes up to 2 million, so I have to have coverages high.
 
Reply
Old Apr 2, 2009 | 03:36 PM
  #9  
bigred3297's Avatar
bigred3297
Record Breaker
Joined: Jan 2009
Posts: 1,149
Likes: 1
From: Hawaii
Default

i have full coverage on the truck, a toyota avalon, and a honda 1800cc bike.. married and i pay about $120 with USAA and the bike is under Progressive through USAA for $40 a month. $160 all together, no accidents, 3-4 speeding tickets last one was 3 years ago...
 
Reply
Old Apr 2, 2009 | 05:04 PM
  #10  
uashemi's Avatar
uashemi
Professional
Joined: Mar 2009
Posts: 168
Likes: 0
From: Arizona
Default

Traveler's insurance,

the coverages are like 50/100K, plus uninsured/underinsured, comp collision, glass, roadside, towing, rental, pretty good coverage.

$67/month I think. I have the 2008 Kia Sedona and the truck. Total it's like $105. The wife does all the bills.

They give alot of discounts. Two clean driving records, 28 years old, home owner with kids. They assume I'm responsible I guess
 
Reply



All times are GMT -4. The time now is 02:40 AM.