libility or full coverage? - Page 2 - DodgeForum.com

Go Back  DodgeForum.com > The DF Lounge > Off Topic
Reload this Page >

libility or full coverage?

Off Topic A place to boldly go off topic. Just about anything goes.
View Poll Results: A poll
libility
17.39%
full
82.61%
Voters: 23. You may not vote on this poll

libility or full coverage?

Reply

 
 
 
  #11  
Old 04-02-2005, 06:23 PM
techmanbd
techmanbd is offline
Record Breaker
Join Date: Apr 2004
Location: Burbank, CA
Posts: 2,367
Default RE: libility or full coverage?

I have full coverage because the bank tells me I have to. But I would have it anyways on a newer car. If the car was older and only worth a couple grand I would just get liability. Also if you are going to totally mod you might want to check with your insurance company. Full coverage may not cover modded parts. By law you have to have liability to cover if you hit someone else.
 
Reply With Quote
  #12  
Old 04-02-2005, 06:39 PM
BadStratRT's Avatar
BadStratRT
BadStratRT is offline
The Forum Tyrant
Dodge Forum Administrator
Join Date: Mar 2004
Location: Puttin' Detroit City back on the map.
Posts: 27,726
Default RE: libility or full coverage?

some states dont have liability insurance...but if you hit someones car, and you dont have insurance, it comes out of your pocket...

i wouldnt have any insurance if i didnt have to...
 
Reply With Quote
  #13  
Old 04-02-2005, 07:37 PM
t4dude
t4dude is offline
Captain
Thread Starter
Join Date: Mar 2005
Location: Iowa
Posts: 565
Default RE: libility or full coverage?

i think im geting full and i am going to do some mods nothing major though. i dont know we do have alot of deer around here so far this year just in the highschool 25 kids have hit dear. my friend timmy just hit 3 at once and all he has is libility. plus at my school saposibly there is a cures and every year it does happen on graduation night there are always at least 5 wrecks and every year at least one graduate has died.
 
Reply With Quote
  #14  
Old 04-02-2005, 07:44 PM
casper
casper is offline
Legend
Join Date: Jul 2004
Location:
Posts: 9,606
Default RE: libility or full coverage?

It depends on the value of the car, if you get a car for $500 and its gonna cost $600 a year for liability, its not worth it for full coverage.
 
Reply With Quote
  #15  
Old 04-02-2005, 08:04 PM
Avenger39
Avenger39 is offline
Professional
Join Date: Mar 2005
Location:
Posts: 216
Default RE: libility or full coverage?

That is a good point. Why pay more for insurance than the car? Just think how much you could save that way. Now if the car is worth several thousand dollars, go full. That is what I have.
 
Reply With Quote
  #16  
Old 04-02-2005, 08:49 PM
cumminsram1
cumminsram1 is offline
Captain
Join Date: Nov 2004
Location:
Posts: 679
Default RE: libility or full coverage?

Wow! i guess i better tell my dad thanks! never had to price car insurance, he gives us a dealer plate, family members can be on his insurance, nice because i can put the dealer plate on anything, been lucky have not had any accidents, guess insurance can be costly! Rand
 
Reply With Quote
  #17  
Old 04-02-2005, 08:54 PM
ramfan5.9's Avatar
ramfan5.9
ramfan5.9 is offline
Hall Of Fame
Join Date: Jun 2004
Location: New Hampshire
Posts: 12,484
Default RE: libility or full coverage?

ur lucky lol
 
Reply With Quote
  #18  
Old 04-02-2005, 10:21 PM
dustyloins's Avatar
dustyloins
dustyloins is offline
R.I.P. Dusty (Retired Moderator
Hall of Fame Member
Join Date: Dec 2003
Location: Alamosa, Colorado (200 yards from the Rio Grande)
Posts: 24,473
Default RE: libility or full coverage?

Insurance is a gamble. If you have it, you're betting you're going to have an accident. The insurance company is betting you won't (and if you do, it won't cost them more than you've paid them in premiums). Do you feel lucky?
 
Reply With Quote
  #19  
Old 04-03-2005, 07:24 AM
RamObsessed
RamObsessed is offline
Join Date: Apr 2004
Location:
Posts: 1,160
Default RE: libility or full coverage?

I have full coverage for both the Ram and the Evo. Just because of people like Nickoman and because they're both still under payments. But they'll stay under full coverage even when they're paid off. Just not worth it to me to do less.
 
Reply With Quote
  #20  
Old 04-03-2005, 05:41 PM
LINTS aka pocket dust
LINTS aka pocket dust is offline
Rookie
Join Date: Oct 2003
Location: Roseville, Mi
Posts: 51
Default RE: libility or full coverage?

I have full coverage on the Ram and my motorcycle on the beater cougar [:'(] it only gets liability its not worth the money to put full coverage on it anymore, it had full coverage up until the day i bought the Ram
 
Reply With Quote

Thread Tools
Search this Thread
Quick Reply: libility or full coverage?


Featured Sponsors

Contact Us Archive Advertising Cookie Policy Privacy Statement Terms of Service

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
 
  • Ask a Question
    Get answers from community experts
Question Title:
Description:
Your question will be posted in: