Different Insurance Coverage Types for your Dodge Dakota
While most people pay their car insurance bills each month without paying much attention to the different types of coverage they have, savvy Dodge Dakota owners will take the time to understand and examine their car insurance policy to make sure that they have the correct amount of each type of coverage. While some level of insurance coverage is required for all drivers, the amount and type of coverage you have can significantly affect both your insurance premium and the amount of reimbursement you receive if you need to file a claim. Here are some of the most common types of insurance coverage that you may need to consider:
Liability Insurance: Just as its name states, liability insurance covers you against damages to other drivers and their cars that you are liable for in the case of an accident where you are at fault. There are two main types of liability coverage: Bodily Injury Liability (which covers any medical expenses in the event of an injury) and Property Damage Liability (which covers…
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