i agree, how about i sell my car now as is cut my losses on what i owe and just buy a nice srt-4 neon,what i should of done in the first place,stupid me.

 

Hmm well that's a bit drastic... I guess it depends on what you want. If the trade-off isn't bad (negative equity), and you can get a better rate on the auto loan, it may work out okay. It's a trick to find one that's not been beaten on too much, like one that's been lady-owned (they are out there).