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Old Mar 18, 2009 | 02:51 PM
  #11  
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Hey everyone. Although the car that hit my was most definently at fault, and his insurance company will be contacting me, I doubt that the damage recived would be under the insurance. At closer inspection of the damage, the two bar is totaled, along with the reciver hitch, and the rear bumper has been apperently lifted up a few inches as well. I belive that my insurance company is going to have a shop look at it, and go from there, if not this could be a heck of a job that I probably cant afford.

Edit: Also, although there have been a few people saying it'll cost a hundred or so dollars to replace, my experiance is: on a GMC Envoy that I recently had a tow package instaled on, it cost around 900 for a basic package alone.
 
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Old Mar 18, 2009 | 03:12 PM
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http://cgi.ebay.com/ebaymotors/96-19...spagenameZWDVW
 
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Old Mar 18, 2009 | 05:33 PM
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Originally Posted by Turnpike
Hey everyone. Although the car that hit my was most definently at fault, and his insurance company will be contacting me, I doubt that the damage received would be under the insurance. At closer inspection of the damage, the two bar is totaled, along with the reciver hitch, and the rear bumper has been apperently lifted up a few inches as well. I believe that my insurance company is going to have a shop look at it, and go from there, if not this could be a heck of a job that I probably cant afford.
I'm sorry, but if he's ruled at fault (You involved the police, right?), his insurance pretty much has no choice but to cover the damages. They might try to undercut you, and you may have to fight with them over the total, but unless I'm missing something here, they legally have to cover you to some degree. What the he** is insurance for if not for that???

If their insurance doesn't fix your truck up, you could take them to court.

That is, unless no police were involved, THAT might change a few things.
 
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Old Mar 18, 2009 | 06:46 PM
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Originally Posted by jason.w
I'm sorry, but if he's ruled at fault (You involved the police, right?), his insurance pretty much has no choice but to cover the damages. They might try to undercut you, and you may have to fight with them over the total, but unless I'm missing something here, they legally have to cover you to some degree. What the he** is insurance for if not for that???

If their insurance doesn't fix your truck up, you could take them to court.

That is, unless no police were involved, THAT might change a few things.
I agree, unless the laws are different there, when you get hit from behind, they are at fault, they pay, period. Had after market stuff replaced on a vehicle before when I was rear ended, without fighting with the insurance company. They were responsible to repair my vehicle to the condition it was before the accident.

What did it do to the VW? Had a 97 Jetta GLX that was a blast to drive, but if you looked at it wrong, it dented.
 
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Old Mar 19, 2009 | 03:11 PM
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Originally Posted by hutch1973
I agree, unless the laws are different there, when you get hit from behind, they are at fault, they pay, period. Had after market stuff replaced on a vehicle before when I was rear ended, without fighting with the insurance company. They were responsible to repair my vehicle to the condition it was before the accident.

What did it do to the VW? Had a 97 Jetta GLX that was a blast to drive, but if you looked at it wrong, it dented.
I'll be talking to the insurance company today, in a few minuets in fact. Im putting it off due to my hatred of phone calls. The VW was totaled, the front end was off, the engine was making noise that I, nor the owner, had heard before. He was able to drive it home to avoid having it towed, but thats probably as far as it will ever go. I did involve the police, I never would get into a situation without them.
 
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Old Mar 19, 2009 | 11:00 PM
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Originally Posted by Turnpike
I'll be talking to the insurance company today, in a few minuets in fact. Im putting it off due to my hatred of phone calls. The VW was totaled, the front end was off, the engine was making noise that I, nor the owner, had heard before. He was able to drive it home to avoid having it towed, but thats probably as far as it will ever go. I did involve the police, I never would get into a situation without them.

Well good luck....seriously LOL'd at the VW being totaled. Had two seperate low impact collisions with my VW that ran me 1800+ to repair. 3rd time, car jumped out of gear, rolled 10' down a slight grade and managed to turn itself into a tree. Car couldn't have even hit 2 mph, totally caved in the passenger door and broke the side window out. Traded it in the next day.
 
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