Loan Rates
Veteran
Joined: Dec 2009
Posts: 432
Likes: 0
From: Gardner, KS
5.25 % is a good rate. According to bankrate.com
Product____________Rate__+/-___Last week
48 Mo Used Car_____6.68%________6.87%
48 Mo New Car______6.41%________6.51%
36 Mo Used Car_____6.82%________6.96%
36 Mo New Car______6.27%________ 6.38%
Product____________Rate__+/-___Last week
48 Mo Used Car_____6.68%________6.87%
48 Mo New Car______6.41%________6.51%
36 Mo Used Car_____6.82%________6.96%
36 Mo New Car______6.27%________ 6.38%
Hall Of Fame
Joined: Mar 2009
Posts: 19,168
Likes: 23
From: South GA
New Vehicle up to 36 mos.
37 to 60 mos. 4.49%
61 to 72 mos. 4.99%
73 to 84 mos. 5.99%
85 to 96 mos. 6.49%
Thread Starter
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Professional
Joined: Nov 2006
Posts: 215
Likes: 0
From: Northwest Fl, Eglin Air Force Base
Thank you sir, set mine up for 48 months.
Thread Starter
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Professional
Joined: Nov 2006
Posts: 215
Likes: 0
From: Northwest Fl, Eglin Air Force Base
These rates look even better!
Rookie
Joined: Dec 2009
Posts: 89
Likes: 0
From: OXNARD, CA
My first payment for my truck was 2/10/2010, I owe 26,000 on it I have over 700 c/s and still got charged with 7.49% for 68 months from a credit union, my 07 mustang and 08 escape are both at 5.49 ???????
Last edited by MOPARPAT; Feb 19, 2010 at 12:00 PM.
Registered User
Joined: Feb 2010
Posts: 8
Likes: 0
From: Monterey, CA
I've got an interesting related story.
Less than a week ago, I bought my (first) Dodge Ram. Before that, I was shopping loans with a couple banks.
My own bank, offered me a loan with a 72 month term at 12.9%. I don't have stellar credit, so this didn't phase me much. I was actually willing to use that loan, until I made a couple more calls.
I called another big bank, and they offered me a 60-month loan at 4.7%. They said I had better-than-average credit.
As I was closing the deal at the Dodge dealership, I asked the finance-guy if he could beat the 4.7% loan. I think the finance guy's computer was broken, because he ran a quick credit check on me and offered a 60-month loan at 3.5%.
I check my credit report about... once a month or more. Trust me, if I can get a 3.5% interest rate on $15,000 loan -- there is hope for us all.
Oh... Hello everyone! I've been lurking for a few weeks.
Less than a week ago, I bought my (first) Dodge Ram. Before that, I was shopping loans with a couple banks.
My own bank, offered me a loan with a 72 month term at 12.9%. I don't have stellar credit, so this didn't phase me much. I was actually willing to use that loan, until I made a couple more calls.
I called another big bank, and they offered me a 60-month loan at 4.7%. They said I had better-than-average credit.
As I was closing the deal at the Dodge dealership, I asked the finance-guy if he could beat the 4.7% loan. I think the finance guy's computer was broken, because he ran a quick credit check on me and offered a 60-month loan at 3.5%.
I check my credit report about... once a month or more. Trust me, if I can get a 3.5% interest rate on $15,000 loan -- there is hope for us all.
Oh... Hello everyone! I've been lurking for a few weeks.
