I went to the dealer in hopes to come home with a Ram. I'm 5 grand away from getting one with my negative trade. I didnt let them run my credit yet because its well over 700 but they were using numbers of 7.5% for 72 months and 6.9 for 60. I thought they would have better rates than that through chrysler. was it all B.S.? Please help I need to find 5 g's now lol. Any banks know of really low rates? That is just stupid. what happened to 0 %?

 

i went to the dealer also. can get $12000 off 46800 sticker and 0% for 48 mo. i owe 23000 on my 08 tundra and they will only give me 20000. I am going by in the morning on way fishing and let them no that if they give me 22000 i will do it. they can call me on the lake. i just put it up for sale otherwise. i am thinking a black one but been there before and what a nightmare to keep clean. maybe i'll do the light greystone.

 

Dodge.com is saying 0% 60 months,just announced, I bought mine 3 weeks ago, traded in my 0% loan for 5.8% wished I 'd waited!

 

I cant find it on dodge.com 0% 60. Anyone know waht the rate is for 72 or 84? whre the heck can i get 12000 off of sticker. Im there?

 

I picked up mine about 2 weeks ago and they financed me through some credit union people (NY). Bought with about an hour before closing on a Sat. so we didn't do paperwork until Monday. My payments went DOWN $7 a month because of my credit being so good and the credit union they went through. Kind of a bizarre twist.

 

If this link will work this is were it says 0%, if not it is under "financing availible" at bottom of page
http://www.dodge.com/en/experience/n...s_to_Financing

 

0 percent is only on certain vehicles. I got 84 mon for 5.49 thru some credit union at the dealership.

 

Can you find out what credit unionit was and what your credit score is.

 

I got 72 for 6.9%. 42k was the sticker price but got 12k off.

Good Luck!

Brian

 

mine was $38,xxx sticker i got it for $27,xxx i went with navy federal credit union. i never finance through a dealership. they buy loans at lower rates and sell the loan to you and raise the rate and pocket the difference. just my 2 cents.