SO, NOW the Drama Unfolds!
Lemme throw in the rundown on the WHOLE thing so it's easier to understand....
The Moron who hit my truck was driving a 60+' greyhound style privately owned tour bus. From the Damage on the bus, He not only Drove into my truck, but CONTINUED driving through it. Now through the police academy, we went through accident investigation, and it's VERY apparent that this idgit took out everything from that lower quarter pannel on the left side to the taillight and threw my tailgate outa whack. To top it off, The driver of the bus did get a ticket (eventhough it was on private property....And only because Denver PD knew when I called their dispatch center that I was an Officer as well) And NOW, The insurance company is stating that they're only going to pay $600.00 to Fix the truck stating that "There was prior damage to the vehicle, and we should not have to pay for it"

Ok, SO that's just fine...When We got down to the root of the problem, this moronic adjuster who was SUPPOSED to advise me that he was going to be AT MY HOUSE when he looked at my truck is saying that they "shouldnt have to blend the paint to make it look like it's brand spanking new when there was previous damage on that side of the bed, AND YOU (being myself and my wife) will have to pay HALF of the repair cost to get your truck looking like new...."

Now, Is it just me or do ya'll See a VERY apparent problem with this??

 

Was there damage before the bus???

Is this your insurance of the bus companies??? Why isn't the bus company paying for the repairs??

 

Forgot to add this....

We've got written statements from My Insurance company (they had to look at my truck before they insured it...Not sure why but it's normal according to my wife) and From the dealership that states there is and was Minor Dents, NO flaws in the paint or anything along the lines of....

AND, We've got a Lawyer already working on this....because one way or another, Ima FRY this insurance company!!!!



Secondly, If any of you have any legal questions (and I've gotten a few PM's about it) Dont ask me! It's aginst the law for me to give you any sort of legal advice (doesnt mean I can't sugguest something, im just bound by law NOT to tell you what to do) BUT if you have any other law enforcement related questions, You're welcome to bug me...Just make sure ya note that I cannot give legal advice.

 

Hi SouthernStyle, I grew up in Alamosa, Co and I was stationed at Peterson Field in the early 70's and then again at NORAD, Shriver AFB and others in 1984 till retiring in 1992. We left Colorado to see the Good ole USA in our RV and we haven't figured where to stay the longest.We travelled all over theUS, Alaska and Canada. Right now we spend the winters outside of Tampa, FL (visiting kids and grandkids) and then head up to Eastport, Maine for the summer. In Eastport we have to drive 35 miles to the first stoplight and then the next one is 110 miles away. The way life should be. I am looking forward to towing my 5th wheel with my new truck. I also have two nieces that have Ram 2500 diesels, one is an attorney in Aspen and the other is a ski instructor at Wolf Creek Ski area. Take care

 

The Damage before was minimal, Nothing as far as paint chipping or anything major on that side of the bed...if there was, I wouldnt have bought the truck.... The insurance company is the Buses...Mine Will pay for it to be fixed if I pay them my deductable and then they'll go off and sue the **** outa the other company....But For the moment, I Still think Ima Fry 'em and then throw 'em out the door :P

 

If you have full coverage on your Ram, I wouldn't even have a conversation with the bus drivers insurance comapny. I'd just turn it into your insurance company, let them fix it, pay your detuctable, and let them get their money ( including your detuctable ) from the bus drivers company. THAT'S why you have insurance.

 

+1 with mayfair !!