It's a really good company. It's always rated as one of the best by consumer magazines and they treat you with respect. Up until a few years ago, they only accepted military officers (I was married to a lady who's ex had been a Warrant Officer in the Army. She became eligible to join cause she married him, I became eligible because I married her later). Now I believe they accept all ranks. BTW, you usually get a "dividend" each year...it's your share of the difference between their operating costs and how much $$ they actually took in....it's ranged between $40 and $200. [&:]

 

I agree- they rock- I shopped around and still do on occasion just for comparison and no one ever even comes close to their rates. Great service, too- I've never had anything but good experiences with them, and I've been with them since I was a cadet.