Insurance cost?
#41
#44
Couple of thoughts for you:
- Shop around. You will probably find a pretty wide range of rates. Insurers charge based upon rates filed with the State. Some may be much more aggressive for families with young drivers -- other less so. State Farm may have great rates for adult drivers but they may not be as competitive when you add a youthful driver to the mix. You may be able to find another insurer willing to write the same coverage you have now for a lot less than State Farm. Insurers are not loyal to you, no reason to feel loyal to them. Just takes a few minutes on the internet to get several Auto Insurance quotes.
- Are you getting all the discounts you are eligible for. Some companies offer discounts for writing both Auto and Homeowners insurance. If your home is not with State Farm, get a quote from your HO carrier. Most insurers offer good student discounts for young drivers -- but they usually don't come to you asking if your son qualifies. You can probably check their website to find out what their requirements are.
- Shop around. You will probably find a pretty wide range of rates. Insurers charge based upon rates filed with the State. Some may be much more aggressive for families with young drivers -- other less so. State Farm may have great rates for adult drivers but they may not be as competitive when you add a youthful driver to the mix. You may be able to find another insurer willing to write the same coverage you have now for a lot less than State Farm. Insurers are not loyal to you, no reason to feel loyal to them. Just takes a few minutes on the internet to get several Auto Insurance quotes.
- Are you getting all the discounts you are eligible for. Some companies offer discounts for writing both Auto and Homeowners insurance. If your home is not with State Farm, get a quote from your HO carrier. Most insurers offer good student discounts for young drivers -- but they usually don't come to you asking if your son qualifies. You can probably check their website to find out what their requirements are.
#46