I think alot depends on what state he lives in.
If he lives in a no fault state like me, then he is screwed and can't recover from anyone with only liability.
In a no fault state, when you are involved in an accident, whether its your fault or not, your insurance company takes care of the damages, not the other drivers insurance ,,, And if you only have liability, thats it, no way to recover.
There is some kind of "tort deductible" or something like that that you can look into, $500 max.
Thats what I got when my Firebird was bashed in.

Florida
Hawaii
Kansas
Kentucky
Massachusetts
Michigan
Minnesota
New Jersey
New York
North Dakota
Pennsylvania
Utah

All are no fault states.

 

i think maryland and maine are also no fault states. that no fault crap is retarded, so if you get hit sitting at a stop light by some chick that is yapping about her period or something to her friend and not paying attention then you have to pay for the damages? thats stupid.

 

I have a Little company called Farm Bureau, probaly never heard of it.

She has Progressive.

My Brother got Geico for his S-10, within the first week of having them, He totaled his truck after he let someone else drive his truck because he was drunk, they ran off the road, went Airborne, went inbetween two trees knocking off both Side mirrors and then Hitting a tree head on while still in the air.

They said he was Irresponsible and they would never cover him again. lmao.

 

i've heard bad things about both of those companies.

how is it irresponsible of someone when their DD totals their truck? that's messed up.

when i first got my license progressive wanted 2000$ a year for just liability on my 89 thunderbird, what a load of crap.

 

Sorry to bring up a Month old Thread, but I have to complain to someone and maybe get a little more Advice.

Since i have Liability, my Insurance won't fight for me, or anything, they left me out to dry. Her Insurance company is only willing to pay for 30% of the damages, so I don't know what do, I guess I could take them to Small claims court, but then the most I'd get would be 50% because Lawyers are so Damn expensive. I got royally screwed over.

Anyone else have any other idea of what I could do?

Edit: oh yeah, before I forget, They went to my School to inspect the damages on my truck, without My or the school's permission or knowing. I asked my Secretary a couple days before, that if they came to look at my vehicle do they have to let someone know. She told me, they have to have the school's permission to inspect a Students vehicle, and that I should be out there as well. Anyone think I should do something about that?

 

and it was total 100% her falt?

 

tell, them that you are going to take them to court and see if your bluff can persuade them to give you a better deal...is you insurance haggling with them? or you?

 

never mind, i see you said your insurance crapped out on ya

 

well since my Insurance company isnt getting involved anymore, and they are the ones who decide whos at fault, I'm not sure what to go by.

but from What I understand the Police Report read Driver 1 (her) was not paying attention and distracted, and Backed into Vehicle 2 (me)

the only thing thats screwed up about it all was that she was only 4 or 5 cars deep in that row in the parking lot. She lied her *** off and told them that she was already backing out while I was turning to go into that row, which is a lie, because if she was already most of the way out (which is what her Insurance Co. says) then I would have hit her with my Front bumper, which is obviously not the case, but her Insurance Co. won't listen to me and told me "You either take the 30% or close the claim and don't take anything at all. Those are your only 2 choices." I brought up Small claims court and all they said about that was that they were prepared to fight there as well.

 

Go to small claims, driver 1 is always at fault(at least in montana). They need to pay for both rigs that got damaged. This is EXACTLY what happen to me and my insurance had to go to court with the other company.