I just got my insurance renewal and State Farm said due to the history for the Make/Model and year of the Dakota the review board found the vehicle claim performance was not performing as well as expected. They had a surcharge amount attached on that line item. Anyone else hear of this or been charged a surcharge for their Daks.

 

I had not herd that before, but I know when I traded my 08 Ram quad cab for my 08 Dakota crew cab, that my insurance premium went down 300.00 a year. That 08 ram was realy high for some reason,My new 08Dokatais one of least expensive vihicles to insure that I have had in awhile. It might be worth calling around and maybe getting some free quotes. From what I have seen the Dakota is one the cheaper trucks to insure.

 

I never heard of that, I think thats another good way to screw the working man. I have heard State Farm was sheet, just like Nationwide. I carry Erie Insurance, best insurance company ever. Awesome rate, customer service, etc.

 

When I first got my 2008 they told me insurance would be over 1000 per year. I have a 500 deductible with all coverages. That was more than my new 2008 mercedes amg suv. I complained and they got it down to $571 per year.

 

I dont like state farm, 2 years ago they droped me and mom both when we had 2 seperate accounts. they said it was because we lived in the same house. they droped our home insurance too at the same time. they are BS

 

State Farm is a joke, like a good neighbor they will tell you to shove it up your a$$ if you complain to them. They wouldn't even give me a quote and they were rude to my parents when they went through State Farm. I go through State Auto Insurance through Lane Insurance Agency in Norwalk Iowa and they have been great.

 

i use USAA i pay like 130 a month for the dak and the civic. which isnt bad for having alot of speeding tickets and 21 yrs old...

 

I have State Farm, but only because when I bought my house, no one else was writing homeonwers policies in Sept..hurricane season...I had to put my cars with them as well. It's been about three years and I have really been too lazy to shop around.

When I crashed my Passat a few months ago, I have to give State Farm props for how they handled it. I had a check, for more than I paid for the car, in my hand in less than a week. Now, as for rate increaes, we'll see since I haven't had a renewal yet.

Sean

 

I too have USAA and i have an 05 dak and an 05 stratus R/T. I only pay 125/month and thats with my renters insurance.

Their customer service is second to none as well. If anyone is or had been active duty military, or has a parent who is you are qualified to join. Cheap insurance and good banking too, as well as good rates on loans and whatnot.