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If you changed your gear from stock to say a 5:13, would your speedo be off plus or minus? And if you changed tire size from stock to 33 inches would that make it plus or minus? I know it might sound simple, but I'm trying to settle a debate.
Your dodge dealership can also correct your speedometer and in result odometer for larger tires for a small fee. I had that done when I got my 265/75 r16s.
Gears have no effect on speedo, since the sensor reads ring gear RPM. 3.21's or 4.88's will still be turning the same RPM with the same tires and same MPH. Tire diameter will affect speedo accuracy.