When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.
yes a ticket can impact your insurance if you get a ticket. Regardless of what others may say here any and all citations you have every been issued can be used to rate your policy. Depending on the type of citation they look either 3 or 5 years back.
I have worked in insurance for nearly 5 years now.
While certainly there are some exceptions, generally speaking non-moving violations do not affect your rates the same as moving violations. If you have several offenses over a short period of time, or whatever other metric the insurance company decides makes a non-moving violation warrant an increase in rates, then certainly they CAN increase, the insurance company has a right to set their rates according to whatever they want to. However, generally speaking, non-moving violations will not impact your rates, especially if your record is generally clean otherwise. I'm not trying to say your lying, obviously if you work in insurance then your company must operate this way. That doesn't mean all do, or that we are providing bad information. For a ticket for too dark taillights, I wouldn't worry too much, and if your rates go up, find a new insurance company that doesn't care about it as much. They have a right to charge whatever they want, and we have a right to tell them to go screw themselves if we feel they are taking advantage. Free market.
