I HATE TO SEE OUR MILITARY VOLUNTEERS GETTING TAKEN ADVANTAGE OF. (or anyone, for that matter)

Maybe this will help.

There are some dealers on eBay and elsewhere that will sell at max discount and deliver to your door for an extra $500 to $800.

Credit unions usually offer the lowest new car loan rates. Check with your insurance company also as they often have credit union associations. One such company is USAA which recently opened up membership to all military. Navy Federal Credit Union is another and perhaps the army has one also.

 

I go through Navy Fed for my auto loan and USAA for my banking and insurance. The truck I got, like I said earlier, wasn't that bad of a deal. The dealership gave me 4k more than everyone else was offering me for my trade and I still got the truck at around 6k under retail.

I wanted to go through ebay but I was looking to trade my vehicle so it probably wouldn't have worked out too well for me.

 

My canadian ram 1500 sport was $51,000 on the sticker, with a special discount i got it for $38,000 minus taxes. Got 3% variable from the bank.... im paying $570 a month 7 year term. The way i looked at it i just started my career and i can dump money on the truck at any time and with raises and bonuses i can do this easily in a year or two but i had a $360 a month lease on a 2008 gmc i dropped off and got to thinking, even if i sell this truck in 4-5 years i would still make something off it after paying off the dept, i got nothing back from my lease for a down payment on this one. I would have bought out my lease but it was $560 for 5 year at 8% and it was a cloth bench 4x4 crew and im in a almost full load minus the touch screen/nav and ram box crew ram sport 4x4 now for the same but a bit longer term. So even if i get $10,000 back, its $10,000 more to put down on my next truck then i would get back from a lease if they still leased.

 

My Ram Sport was almost bang on to the deal above me. Just a bit over $51K on the sticker, and rebates down to a little over $36K.

As for payments, well I made one large down payment, then $0/month for 0 months. My favorite payment.

 

Go on ebay and research Dodge Rams(new)... I bought my 2010 TRX4 Quad on line from Greenway in Orlando Fl... The dealer will ship the car to you if you can't pick-up.... I saved 2k by buying from the dealer... Sticker was 36k, I paid 28k....in June... Be a hero order the truck, fly in with your sweetie, take her to Disney(of course for her) then drive home....
Good luck, alot of deals going on now.
Ross

 

my 2010 ram sport crew 4x4 stickered for 41k, got for less of course, my payments are $531 month at 1.9% for 72 months...

 

i financed $24999. Payments are $447/month

 

financed 24798 @ 438 per month basic 4.7 crew cab.

 

Financed $16000 for 60 mths.... payment $267... 2010 TRX4 Quad Cab 5.7 Hemi