i was thinking about getting a 4th gen with the hemi, but i dunno what i would be getting myself into making payments,i never did it before on a vehical before always bought used how much did ya guys get your truck for and what kinda montly/year plan did you go with ?

im looking for the hemi not looking for the top class truck .
do they have the hemi as the free upgrade still ?
if i can sell my 2nd gen for 8000 i will use that as a down payment

or should i just stick to my 2nd gen

 

It depends on what you want in it. I have a 2010 5.7L Hemi quad cab 4x4 Big Horn with power everything, 3.92, class IV tow hitch and I paid close to 31,000 not counting my trade-in. I negotiated a bit to get it there, but they paid for my vanity tags and line-x liner. I think for the hemi itself it was close to 3,000. I don't think they're included free as an upgrade but since they're trying to get rid of 2010's you might be able to get them to include it. I went online to dodge.com and compared prices from all the dealerships. Most of them will have window stickers on their site. Good luck!

 

Typically you could expect your payment to be $100 for every $5000 the vehicle costs.

 

The $100 per 5K is a good guide. This will tell you what you will pay to the penny though. Just fill in the amount you need, the interest rate and how long you want the loan for.

http://www.bankrate.com/calculators/...alculator.aspx

 

I pay $530/mo for $32k @ 5.9% for my 2009 Ram. Picked it up for $29k with 22k miles on it. After I had the leather upholstery put in ($800) and the extended warranty ($1700) it came out at just under $32k. I'm still fine with it since it retails for $34k.

 

Sorry, but you can get a new one for 34K

 

Yea a lot of the new rams I saw with all the features this one has were starting in at way over $34k not even including some of the extra goodies. This one started at $28k ($6k under retail) and was only a year old.

 

Heh.

6% is pretty much the going rate in my area unless you can qualify for Chrysler's 0% @ 5 years.

Again, it just depends on what you're wanting to get into.

Personally, book was 36K on mine and I paid 26K out the door. I've got a loan approved (final amount unkown right now) for what I didn't put down on it. (15K) I'm thinking that I'm only going to have to finance a few grand by the time the rest of my cash comes rolling in.

 

you can get a new one for a lot cheaper then 32k. got mine 13k off for just under 21k. Shop around. Right now is a good time dealers are trying to get rid of the 2010's right now.

 

You're also in Texas. I've seen a lot of nice and cheap trucks in that state. Unfortunately for the guys who live next to military bases (Jacksonville, NC) you don't find deals anywhere like that unless you drive 300+ miles away. Around here it's damn near impossible to pick up a new truck for that much off. Most dealers wouldn't budge on price after rebates and all that because they know if you don't buy the truck, someone else with a steady paycheck will.