19 yrs old = 160,000
my 09 turned 190,000 , do you drive it or look at it
Going in on the 09 , this was going to be a long time keeper, 1800 dollars for bumper to bumper , 100 deductible is a no brainer
i had to replace the 2 hubs , door controller , thermastat and sensor
200.00 for all this
on recall or the TRT , manifold bolts , a/c door
Best truck I ever had , Dodge /Chysler is going to be calling me to get rid of this truck , keeping this as ;ong as I can

will buy a new truck in 2015 , no trade in , will shop all 4 out there

 

I have been buying new trucks (and cars) for a long time and never have bought an extended warranty and I've never really needed it. If I spent $1800 for every new truck I would have spent at least $20,000, if I subtract out of pocket repairs I'm probably about $15,000 ahead. In your case maybe it was worth it but if I do the math, you have spent $2000 for the policy and deductible. The hubs cost less than $200 each and depending on who does the labor, should be no more than $1000 or less ( in a bind, it's a DIY job). I doubt that it cost another $1000 for the door controller and the thermostat and sensor. One good thing you have going, is that you're about even and the rest is gravy.

 

Pedro dog, it is insurance. How many people have ever claimed on a homeowner's policy? Very few, but when you need it, you are very glad you paid for it.

Same thing with the warranty. Hedging your bet so to speak. You hope you never need it, but if the engine blows up, or transfer case falls out, you are sure glad you bought it.

Your argument could be about not paying for homeowners insurance. I own my house so I can chose not to buy it. What are the chances it burns down or gets robbed, or my dog bites somebody? Very low. Super low. But if it does happen... well you get my point.

 

At to the "my 09 turned 190,000 , do you drive it or look at it ", good question.

It's 160,000 miles of almost all work. I only use my truck for truck related things. Towing the boat, moving materials, camping trips etc. A truck is way to valuable, and now days too expensive to just drive it to the office. I use a Subaru for that and living in the Mountains where it snows from Sept to June, the Subaru is much better in the snow.

I know many like 4 door leather seat type trucks but, there is no way I would want to drive an expensive truck like that out on the Salt Flats of Utah.

It's a matter of the right wheels for the right job. The only additional cost of having a car and truck, is the extras registration and insurance and the fuel savings cover that.

What I am saying is that for some of us it's getting hard to find a simple 2 door standard cab long bed truck these days.

 

I'm not trying to argue that insurance is not a good thing for the proper situation. As far as the "engine blowing up or transfer case falls out", it just doesn't happen on a new truck, and if it does, it usually happens during the initial warranty. I have an '09 like the one capsfloyd has, both trucks have lifetime power-train warranty and also federal emissions warranty that I think goes 8 years and 100,000 miles. Based on my previous experiences and actual costs with cars and trucks, I couldn't justify the $1800 cost. Now, capsfloyd lives in his truck so to him it may make sense.

Homeowners insurance is a different thing, as the risk of losses are much much greater, in that case insurance makes sense. And actually, now that I think about it, I don't have earthquake or flood insurance (I live on top of a hill - no danger of flooding) on my main home and I don't have fire insurance on my vacation home, only liability that is part of my main home's policy. My vacation home sits on 14 wooded acres surrounded by national forest and is a triple wide vintage 1974. The mobile home itself is only worth maybe $15,000 max, probably a lot less. The land and the trees are worth much more to me but I can't insure that. I've owned the place for 23 years and the policy cost for fire insurance would have cost me over $50,000 by now. So if the house burns down, I'll take the $50,000 I've saved and put in another nicer mobile in its pad. Fortunately for me, I did well in life and can afford to self insure in some cases, so in a case by case process, I make individual decisions as the need merits.

 

I forgot to add , part of the warranty that I have , they just repainted my truck
Made a deal with the body shop , took out all my door dings
One report said it was tree sap , the other said accidental fall out , either way covered it
4,300.oo
Added the chrome fender moldings and hood deflector
Looks brand new
Best warranty I ever bought , best truck too.

 

My question to you is why come on here and talk about a truck that you drive less then 8500 miles a year? You act like its some great work truck and you tow a bunch with it? Whats the tow capacity of your truck 3500 lbs? What kind of "work" you going to get done with that?

His 09 ram can tow almost twice as much (6700 lbs) as your truck and he has 30,000 more miles on it than yours and I will promise it rides better than yours ever has.

Do us all a favor and go get in your gay prius and get off our site.

 

The reason I am here is I am looking for information about the the new trucks models. I have been looking at GM, Ford, and Tundra forums. I am seeing much the same everywhere and just like here people seem to be saying they know they are buying such a weak truck they need to get it a health insurance policy. That's crazy.

My old trucks won't tow all that much (3000 at most) but it's rock solid. I use to haul bricks, steel, lumber, to many things to list. Most of the older trucks were simple we never needed to buy repair insurance. Most of us got the tools and fixed them ourselves. It's no wonder most of the US population is saying the can't afford Health insurance for themselves. They are spending 1500 a month on their trucks and now they have to add truck repair insurance on top.

People should refuse to buy such junk if its Ram, Toyota or any other brand.

By the I have no prius but rather a Subaru with 293,000 miles and no repair insurance. Why so hostile dude, just trying to find out if a Ram is worth buying and you are clearly telling me they are no good.

 

I always buy extended warranty on all my autos , according to consumer reports they are a waste of money ?? I've always used them. It's like discount tire , I get the warranty put on the new vechile road hazard from them , that way I'm covered on tires I trash on job sites

I would buy the model you like , order it the way you want it.

It's each to there own , I paid 1800 more for my Ram Box , than a regular bed
I paid 1800 for max care , covers like 9,000 items ( I don't know how many )
1800 over 72 months , 25 dollars a month
1800 over 120 months , 15 dollars a month
Max care goes for 99 years , how many will be sold , crashed , or totaled . On those the warranty is gone .
I new how many miles I drive , tow boat , travel trailer , it's a no brainier to me
Good luck on finding Your ride