I work for liberty mutual and rated my insurance again and got it down to $1100 which is fully covered with $250 ded. ill be happy with that. my 01 dodge 1500 was $250/month with state farm. so i left them.

 

Damn, I think my '06 CTD comes out to about $68 a month of my total premium.

You have any tickets or accidents?

How old? Married? Defensive Driving Course? Etc...

Under 25------you're screwed
Not married------you're screwed
Tickets / accidents-------you're screwed
No DDC------that would be about 15% off your total
Multiple vehicles / items insured------that's a nice discount too

I've been very happy with my State Farm insurance. My rates seem to go down each year; agent tells me that as long as I keep being accident free, they will continue to drop. I believe the way SF works is once you hit 3 years accident free, your rates start to drop each year.

 

My O2 is running me 560.00 a year at Full coverage .
To what degree of full coverage I don't know ,but since I have a bank loan
I have to carry enuff to make them happy.
I'm through ERIE Insurance.
I do have 500.00 deductible and
First time no fault.
That meen's no deductible and no increase , so they tell me.

 

u guys got it good my 06 QC CTD is $2500 a year that is outragious i also have another car and a truck insured 2 the both of them combined are less then half of what my new truck is. it sucks

 

Do you see a trend here Mayfair...sounds to me like they are trying to tell you somethinghehehe

 

Man Buff! Did you a least scratch the ball on the hitch?[sm=smiley2.gif]

 

Go get farm bureau insurance and they give you an additional 500.00 your best deal.I know this is true in Va and FL but you have to have the poilicy 30 days. Hope this helps

 

Thats the problem. I am 23 and single. And i drive too fast which means i have 2 tickets. I havent been in an accident since i was 19. So thats the problem. guess we will find out how much it is since i just bought it. And im gonna have to look into DDC becuase i didnt eve know that there was such a thing.

 

YUP! You're in the "pay through the nose" category then.

Take a DDC class, it usually takes 3 - 5 points off of your licsense and drops your insurance for 18 - 36 months.