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How much do you pay to insure your Ram??

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Old Mar 2, 2011 | 12:06 PM
  #11  
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Originally Posted by nolazach
What state??
California.
 
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Old Mar 2, 2011 | 04:17 PM
  #12  
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I wish my insurance was as cheap as some of yall's, $131 a month for full coverage, every single discount I can get, no accidents, a couple tickets, no points though. Doesnt help im only 19, maybe when I turn 20 it will drop some.
 
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Old Mar 2, 2011 | 06:24 PM
  #13  
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You guys must all have pretty high deductibles. The wife and I pay $1500 every 6 months. $650 for the truck (full coverage), $850 for the wife's Durango (full coverage). Wife's record is clean, two accidents on mine. $250 deductible.
 

Last edited by jasonw; Mar 2, 2011 at 06:32 PM.
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Old Mar 2, 2011 | 06:47 PM
  #14  
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$67 a month for liability, 1 accident (no-fault, but somehow that counts against me) haven't had a moving violation ticket in a while. Harris county, Tx
 
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Old Mar 2, 2011 | 06:49 PM
  #15  
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I don't even have a deductible, and mine is the highest. I'm paying that much for 15/30 with nothing else.
 
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Old Mar 2, 2011 | 09:00 PM
  #16  
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Actually, Rhode Island has much higher insurance rates and I recall the state having the highest rates. Mine is $210 a month just for liability and i have no accidents.
 
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Old Mar 3, 2011 | 04:35 AM
  #17  
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I pay $127 for full coverage on my Ram and my wife's Blazer, $100 deductible. NB Canada

I recall being 19 and wanting to buy a 2 yr old Sunfire GT from the dealer, I went to get a quote for insurance after test driving it. Well she says 'good thing you're sitting down' and quoted me $6000 bucks a year!! 500 bucks a month! Needless to say, I left it there and continued to happily drive my uninsured Camaro
 
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Old Mar 3, 2011 | 05:35 AM
  #18  
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$94/month for liability plus uninsured/underinsured motorist. No accidents, no tickets, no points, two drivers and one excluded unlicensed adult in the house. The excluded unlicensed adult surely kicks up the rate but I don't know by how much.
 
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Old Mar 3, 2011 | 08:58 AM
  #19  
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My deductible is $500. That's with $50,000/$100,000 (per car/per accident), $25,000 property damage, uninsured/under insured motorist and roadside assistance.
I'm not sure how much they will cover if I hit someone in the Camaro, It's just plain old liability.
 

Last edited by Sheriff420; Mar 3, 2011 at 09:00 AM.
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Old Mar 3, 2011 | 09:29 AM
  #20  
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no points
A few people mentioned these..
We don't have "points" here. A lot of things we don't have, like counties...lol

We are just different.
How do points work?

Also, Rhode Island is that expensive? Well, sorry to hear that, but at least its not just us getting overcharged.

I don't have any excluded drivers, didn't think that would raise the prices.
 
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