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The Official 2014 2nd Gen RAM Forum OT thread

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  #1191  
Old 11-03-2014, 02:08 PM
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My dad is self employed and my mom is unemployed. My dad never budgets for his taxes, ever, so he ends up getting a huge tax bill every year and putting it on payment plans... With the interest rates on that and penalties, that's always a bad thing.
 
  #1192  
Old 11-03-2014, 10:25 PM
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Originally Posted by redneck_ram
We have been getting in the neighborhood of 10k back every year. I'm expecting to see that, or a bit more this year.
Imagine what your financial situation would look like if that money (10,000/12 = $833) was invested in a long term Growth/Mutual fund retirement account. The annual cap for those under 55 is $5,500, but even maxing out a 401K at $18,000 is quite a yield come retirement time.

I cut as close to $0 at tax time as possible and make it a point to owe a couple hundred. I'd rather my money be working so I can be comfortable down the road. Once I get hired full time from my current contract-to-hire gig, I've calculated 25% of my income will go straight into a 401K along with my $5,500 IRA contributions. Once I hit 55, I'll pour even more into my IRA for the catch-up contributions.

Had I been wiser in my younger years, I would never have dumped money into the VW hobby but socked it all into my IRA and could have been eying semi-retirement at 50. Screw working full time.
 

Last edited by Gary-L; 11-03-2014 at 10:30 PM.
  #1193  
Old 11-03-2014, 10:35 PM
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Originally Posted by Gary-L
Imagine what your financial situation would look like if that money (10,000/12 = $833) was invested in a long term Growth/Mutual fund retirement account. The annual cap for those under 55 is $5,500, but even maxing out a 401K at $18,000 is quite a yield come retirement time.

I cut as close to $0 at tax time as possible and make it a point to owe a couple hundred. I'd rather my money be working so I can be comfortable down the road. Once I get hired full time from my current contract-to-hire gig, I've calculated 25% of my income will go straight into a 401K along with my $5,500 IRA contributions. Once I hit 55, I'll pour even more into my IRA for the catch-up contributions.

Had I been wiser in my younger years, I would never have dumped money into the VW hobby but socked it all into my IRA and could have been eying semi-retirement at 50. Screw working full time.
Screw not having hobbies
 
  #1194  
Old 11-03-2014, 10:37 PM
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Originally Posted by Gary-L
Imagine what your financial situation would look like if that money (10,000/12 = $833) was invested in a long term Growth/Mutual fund retirement account. The annual cap for those under 55 is $5,500, but even maxing out a 401K at $18,000 is quite a yield come retirement time.

I cut as close to $0 at tax time as possible and make it a point to owe a couple hundred. I'd rather my money be working so I can be comfortable down the road. Once I get hired full time from my current contract-to-hire gig, I've calculated 25% of my income will go straight into a 401K along with my $5,500 IRA contributions. Once I hit 55, I'll pour even more into my IRA for the catch-up contributions.

Had I been wiser in my younger years, I would never have dumped money into the VW hobby but socked it all into my IRA and could have been eying semi-retirement at 50. Screw working full time.
we only get that much back because of 2k for the working credit, and about 6-7k for the kids. our federal taxes are only about a grand a piece.
 
  #1195  
Old 11-04-2014, 07:38 AM
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Going to look at this gem today....look at that dash!!

http://greensboro.craigslist.org/ctd/4735415376.html

Edit: Do the 2000's have 4 doors or 3?
 

Last edited by jkeaton; 11-04-2014 at 08:48 AM.
  #1196  
Old 11-04-2014, 07:59 AM
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Originally Posted by jkeaton
Going to look at this gem today....look at that dash!!

http://greensboro.craigslist.org/ctd/4735415376.html
Nice lookin truck Keaton!
 
  #1197  
Old 11-04-2014, 09:52 AM
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^^ "Garage Kept".................Not to mention, no rust! K.
 
  #1198  
Old 11-04-2014, 10:31 AM
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Doesn't look like a quad cab to me. Looks like a standard extended cab. If it was a quad it'd have 4 doors. Extended only has two. I'm not aware of dodge only having three on the 2nd gens as I've never seen it.
 
  #1199  
Old 11-04-2014, 10:53 AM
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Originally Posted by aofarrell2
Doesn't look like a quad cab to me. Looks like a standard extended cab. If it was a quad it'd have 4 doors. Extended only has two. I'm not aware of dodge only having three on the 2nd gens as I've never seen it.
Yeah, I meant do both the rear doors open or just one. I don't know what year they started adding the rear suicide doors on the extended cab. I know my 97 did not have them.
 
  #1200  
Old 11-04-2014, 12:25 PM
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Originally Posted by jkeaton
Yeah, I meant do both the rear doors open or just one. I don't know what year they started adding the rear suicide doors on the extended cab. I know my 97 did not have them.
My 01 had both rear suicides, 2000 should be the same. Nice lookin rig.
 


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