just for the sake of discussion - assuming an insurance value of $3000 and a repair estimate of $2500, and ignoring rental car for the moment, you could ask/insist on a repair. from an insurance standpoint they might estimate $250 value for the wreck, so after they pay you 3000 and sell the wreck for 250, their loss is 2750 (plus rental). if all else fails, you could review the repair estimate very carefully, and offer to settle for 2750 or 3000 or 3250 as their maximum liability on the repair. there's a rental car value floating around in there. assuming you can get by, don't lose it, but trade it's value for repairs as needed. its about 20-25 a day for them.

 

You lost me on the last part. I am not planning on getting a rental though. So -2750, plus the very minor fees for the doctor appt/meds (<$50). If they really would sell it for $250 I'll buy it off them lol..Thought that it'd be worth more than that to be honest. Guess we'll see what they say.

 

good one. 5.9 they missed the CTD... LOL.

 

Well, that's what they get for being a pencil pushing ignoramus that never sees the light of day. They actually asked what that CTD meant, and I just told them that it was a trim acronym.

 

Lmao! They deserve it

 

I wouldn't bother trying to repair that. You are going to run into so many hidden problems with damage on that side of the engine bay.

 

If you cant dodge it, lol RAM IT!

 

i cant believe there were 38 posts on this and you were the first one 2001ram to say that !.... couldnt have said it better.

in all seriousness tho i am glad you are ok, every one of us on here would be devistated if our truck got totalled.

 

id cry if that happened to my truck.....i have way to much time/blood sweat/and cash in mine right now....and the body is mint, rockers, and bottoms of doors are the only part with rust on the whole truck

 

I'd cry tears of joy and thankfulness I didn't get killed.The hell with the truck!!!