I might lose my baby :(
#21
01-26-2008 | 10:05 PM
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RE: I might lose my baby :(
Go elsewhere. i got the same exact scam, but didnt know about it. changed my payments way up, i am making huge ones now just to get out of it. almost the same deal. everything was great, then oh no...this and that fell through, but we found you a loan through here at this rate. I am gonna refi once i change jobs, or just make a few huge payments to break even and trade the **** off.
#22
01-26-2008 | 11:19 PM
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RE: I might lose my baby :(
you havent said if you signed all the papers and if you have a pay check stub that would varifiy that you were employed at the time you signed the papers. I am serious about talking to a lawyer to find out your rights. ALSO, Hide the truck until you find out where you stand.
#25
01-27-2008 | 12:40 AM
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Joined: Feb 2007
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From: coastal Massachusetts
RE: I might lose my baby :(
ORIGINAL: Hellbilly1
I kinda had the same story well not really they didnt take threatin to take my truck but they told me my payments where gonna be around 350. When my wife went in to sign the papers they changed the payments to 600 over 72 months with a outragous interest rate well she didnt know what they had orginally said so she signed now i am stuck with this huge *** payment for a 19grand truck?? how does this work i dont know but its through chrysler finacial great huh. I am sorry about your luck but yeah i would go with a different dealership dont get bent over like me.
I kinda had the same story well not really they didnt take threatin to take my truck but they told me my payments where gonna be around 350. When my wife went in to sign the papers they changed the payments to 600 over 72 months with a outragous interest rate well she didnt know what they had orginally said so she signed now i am stuck with this huge *** payment for a 19grand truck?? how does this work i dont know but its through chrysler finacial great huh. I am sorry about your luck but yeah i would go with a different dealership dont get bent over like me.
$600 times 72 months = ...........$43,200.00!!!!
Holy ****.
#27
01-27-2008 | 09:09 AM
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RE: I might lose my baby :(
ORIGINAL: moparman2k2
you havent said if you signed all the papers and if you have a pay check stub that would varifiy that you were employed at the time you signed the papers. I am serious about talking to a lawyer to find out your rights. ALSO, Hide the truck until you find out where you stand.
you havent said if you signed all the papers and if you have a pay check stub that would varifiy that you were employed at the time you signed the papers. I am serious about talking to a lawyer to find out your rights. ALSO, Hide the truck until you find out where you stand.
#28
01-27-2008 | 09:18 AM
Joined: Feb 2007
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RE: I might lose my baby :(
each state has different laws regarding this, depends on your state. GIVE THE TRUCK BACK BEFORE YOU MAKE A HUGE MISTAKE. Sounds like your young, don't try to keep up with the Jones's. Buy what you can afford with your one job. If you needed to show you had two jobs to qualify you clearly can not afford it. This truck will ruin your credit score so you will not be able to qualify for any loan (car, home, or credit card) for 5 years with out paying a crazy rate like 20%. At that rate you will not be able to afford anything. Not only will your credit be bad but you also run the risk of getting it reposessed. If you take out a 5 or 6 year loan on this truck you have to think of the bills you will have in 5 or 6 years. You will have student loans to pay and higher rent to name a few and hopefully you do not get married and have kids. Give the truck back, if you really like it try another dealer. If they offer better terms take it, if not forget about it. Don't make the same mistake other people have made. Sounds like some of them are on this website. Learn from their mistakes.
#29
01-27-2008 | 09:30 AM
Joined: Feb 2007
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RE: I might lose my baby :(
Finding out your rights from a lawyer is fine, however, how much will it cost you if you have to push the issue by using the lawyer? Not worth it. One time I had a dealer try to sell me a car, went to sign the papers and the price of the car had jumped up $4000. The sales man said they for got to put an additional sticker on the car for additions the dealer added. I had already had the signed deal with the price they gave me with the vin number. I took a picture of the car and the sticker on the car that had my price on it, then went home. called the dealer and asked to talk to the General Manager. Explained to him that I had a signed piece of paper with the car price and vin number on it and they tried to add 4000 to it because of additions they had done that was not on the car sticker. Explained I had pictures. He put me on hold, came back gave me the deal and fired the salesman. A deal in writng is a deal. They will try to change the deal on the final paperwork. On Monday call the General Manager of the dealer, do not talk to the salesman.
#30
01-27-2008 | 09:35 AM
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RE: I might lose my baby :(
ORIGINAL: pilot00
each state has different laws regarding this, depends on your state. GIVE THE TRUCK BACK BEFORE YOU MAKE A HUGE MISTAKE. Sounds like your young, don't try to keep up with the Jones's. Buy what you can afford with your one job. If you needed to show you had two jobs to qualify you clearly can not afford it. This truck will ruin your credit score so you will not be able to qualify for any loan (car, home, or credit card) for 5 years with out paying a crazy rate like 20%. At that rate you will not be able to afford anything. Not only will your credit be bad but you also run the risk of getting it reposessed. If you take out a 5 or 6 year loan on this truck you have to think of the bills you will have in 5 or 6 years. You will have student loans to pay and higher rent to name a few and hopefully you do not get married and have kids. Give the truck back, if you really like it try another dealer. If they offer better terms take it, if not forget about it. Don't make the same mistake other people have made. Sounds like some of them are on this website. Learn from their mistakes.
each state has different laws regarding this, depends on your state. GIVE THE TRUCK BACK BEFORE YOU MAKE A HUGE MISTAKE. Sounds like your young, don't try to keep up with the Jones's. Buy what you can afford with your one job. If you needed to show you had two jobs to qualify you clearly can not afford it. This truck will ruin your credit score so you will not be able to qualify for any loan (car, home, or credit card) for 5 years with out paying a crazy rate like 20%. At that rate you will not be able to afford anything. Not only will your credit be bad but you also run the risk of getting it reposessed. If you take out a 5 or 6 year loan on this truck you have to think of the bills you will have in 5 or 6 years. You will have student loans to pay and higher rent to name a few and hopefully you do not get married and have kids. Give the truck back, if you really like it try another dealer. If they offer better terms take it, if not forget about it. Don't make the same mistake other people have made. Sounds like some of them are on this website. Learn from their mistakes.