Wondering if anyone has purchased an extended warranty for their new Ram. I am picking mine up on Saturday and was wondering if with the longer power train warranty and 3yr/36000 bumper to bumper if it was worth it.

I was quoted $814 for a 5 yr 100000 mile warranty from USAA.

 

Is that on top of the factory 5 year 100000 mile powertrain and 3 yr 36000 bumper to bumper? I know they offered me a lifetime bumper to bumper for 2100. That may be worth it if you keep the truck but if you plan on unloading it in 3 to 5 years, I would pass on it. Hope this helps!

 

Buy a FACTORY POLICY. Aftermarket extended service contracts can be a royal pain.They really are handled like insurance policy's and not warranties.They do not have your best interest in mind. A factory service contract does.Their vehicle,their policy and your their customer. If nothing else available then go aftermarket.Otherwise use the one offered through Chrysler.They are highly negotiable.Dealer makes bigger profit selling the USAA.

 

I have to cry FOUL on hounddog's post.

Aftermarket "Service Plans" can be comparable to or even better than manufacturer plans.

Both are underwritten by third party insurance companies.

Manufacturer plans often require the service to be performed by a "dealer".

Aftermarket plans usually allow service at any repair shop.

As a USAA member for over 40 years I would expect their plans to be superior to many others although I have never purchased one myself.

I had a Warranty Direct plan on my Dakota and they paid an $800 repair claim without any problems. They are a bit more pricey now and my current plan is Easy Care.

Either way you go, the plan can be purchased after you purchase the truck therefore you have ample time to research and compare various plans.

 

Well your wrong on a few things.Factory policy's service is not required to be done by a dealer.By law they can't do that.Usually the factory policy's aren't going to be so darn picky on maintance records.That goes back to who has whose best interest in mind.I handled thousands of service contract claims in my day.For the most part aftermarket were a royal pain.Used parts,nick pick the repair,nick pick the bill etc.Nick pick maintance records,time waiting 'adjusters' and so on.I use to have other shops,stores send them my way cause I was the only one that would deal with them. Factory policy's for the most part the repair got handled right then with all that cost cutting,phone calling ,chasing nickel and penny saving,waiting adjusters,waiting payment out of the equation.I knew service writers that would avoid aftermarket policy's like the plague.Took up a lot of time for everybody involved. I have heard the same thing on RADIO Sunday morning car talk.Plus lots of aftermarket over the years have gone belly up.Lots more then the manufacture policys by far. I suggest them ONLY if nothing else is available.

 

Hello OP,
many of us here have purchased the factory plan through a dealer in Illinois, Harold Ziegler:
http://www.chryslerfactoryplans.com/default.aspx
i don't think you will find anything comparable when factoring in value and options.
good luck

 

I had terrible luck with my 2007 Ram, and after the 3/36 warranty expired the thing cost me a small fortune. For this reason I bought a 3rd party bumper-to-bumper warranty from the dealer that extends to 5 years/100k miles. It cost much less than what I paid for repairs on my last truck, but it runs concurrent with my dealer warranty; i.e. my 5 years starts at the date of purchase, not when my factory warranty expires.

 

Truly hate to say this, but.... it's NIT pick, not nick pick...

 

You know spaces go after periods right?

 

Thanks for the hair-splitting advice. I think I do quite well with one finger and a cup of coffee! Apparently, you have nothing to say about the actual content of my post.