anyone else paying more because they drive a neon?? my brother drives a 2005 chrysler crossfire and i drive a 2005 dodge neon sxt. both insured through statefarm and have same coverage plans. mine is a little cheaper because of my age and driving record but the agent told me that neons are more expensive to cover because when in an accident, neons are usually heavily damaged or totalled out completely because of the high repair costs on them. anyone else know this??

 

they are totalled flat out thanks to our horrible re-sale value and prices for parts. I knew this...

unfortunately

 

Well first off, I want to state that state farm is extremely expensive unless you have a house, all your toys, all your cars, etc. insured through them. They want $2,600/6mo from me for liability when I can get it for 900-1300 at progressive.

Second, I compared quotes between several cars (I drive a gen1 neon) and the gen 1 neons were the cheapest I could find for liability...

Third, I think it's also highly dependant on where you live.

 

wow!! how is your driving record?? the neon is high for me and i only pay 97 bucks a month and thats for full coverage with a 500 deductable and also includes a 50,000 life insurance plan.

 

I have a clean driving record and pay $240 a month in ny state, although I am 18.

 

That is pretty high. With State Farm, I pay around $360 every 6 months for my 00' Neon.

 

Well for my sxt I have to pay 50bucks a month which is 600bucks for a yr and for my 1st gen neon only have to pay 20bucks a month and that is 240bucks ayr and Im with statefarm also. But I have a nice driving record and we get discounts for having all are vehicles with them and the boat.

 

couple speeding tickets for me (2) no accedents or other violations i live in a small town in ontario canada and i pay 320/month (down from 360/month last year) im 19 with the 2 speeding tickets.. PL/PD (liability and theft/fire) no collision!

sucks but the car is a must for me!!

 

I have 3 5 mph over speeding tickets.

1 one was on the interstate


I dunno how I pulled the one on an interstate off... doing 80 in a 75mph zone, cop flipped a u-turn and pulled me over. I was passing a vehicle!! took it to court, appearently that "5 mph" you get to pass some one doesn't really apply in actual cases. Lost, paid a 70 dollar ticket.

anywho, I dunno how much I pay, but I know its high. 20 with 3 speeding tickets (ALL FOR 5 OVER)!!!

 

Ya that sucks dude.. im 19 with the 2.. one was 40kms over (knocked down to 28 over) and the other was 55 over (not knocked down at all) (and when i talked to the prosecuter at court i worked a deal where he didn't request my license be suspended and then he talked the judge outta suspending my license).. This was before they introduced the 50+km/h over auto 2k fine, minimum 60 day license suspension, car impound and possible jail time..

Talked to my insurance company prior to this and they saidpectthat all speeding tickets look the same to them (5 over or 55 over) as long as the offence is speeding they all affect your rates the same way! So im lucky in that respect.. My first ticket comes off in november and then the 55 over should be off when im 22.. so by the time im 25 im hoping to have my skyline and have an alright rate (although the rate will still be huge because of the twin turbo engine)!