2nd Gen RAM general discussion/NON-tech This section is for general discussions about your 2nd gen RAM. Non tech related RAM threads belong here.

Insurance cost?

Thread Tools
 
Search this Thread
 
Old Nov 20, 2011 | 01:06 PM
  #11  
redheadhunter21's Avatar
redheadhunter21
Champion
Joined: Apr 2007
Posts: 2,831
Likes: 1
From: Miami, Fl
Default

Im paying $118 for full coverage under my parents, have every discount in the book from state farm with nothing against me since I took my tickets to court and took traffic school.
 
Reply
Old Nov 20, 2011 | 02:47 PM
  #12  
UnregisteredUser's Avatar
UnregisteredUser
Grand Champion
Joined: Apr 2010
Posts: 5,011
Likes: 6
From: Meeker, CO
Default

With Progressive, two drivers (the old woman and me), liability at twice the state required level plus uninsured/underinsured motorist coverage, $276.50 for six months ($46.08/month for the sake of easy comparison). I purchased the uninsured/underinsured coverage to cover any passengers in my truck who are injured and without medical insurance. If I weren't so nice a guy I could have saved $34 on the policy.

My discounts are safe driving, accident-free, continuous coverage, paperless billing and paid in full.
 
Reply
Old Nov 20, 2011 | 04:15 PM
  #13  
Sheriff420's Avatar
Sheriff420
Thread Starter
|
Grand Champion
Joined: Apr 2008
Posts: 7,055
Likes: 7
From: Lee County, North Carolina
Default

I forgot that the coverage and deductible should be included since they have an impact on price. My deductible is $500. The state requires $30,000/60,000 coverage (I think it's vehicle/medical) and I have the next step up which is $50,000/100,000 with $25,000 to cover property damage. Roadside assistance and uninsured/under insured is included.
 
Reply
Old Nov 20, 2011 | 04:21 PM
  #14  
stewie01's Avatar
stewie01
Legend
Joined: Mar 2011
Posts: 8,914
Likes: 4
From: Fredericksburg, Virginia
Default

Liability is 100/300/50. I actually ran the state minimum but where I have to travel to different stores for my new job they require at least 100/300/50.

Liability ONLY
 
Reply
Old Nov 20, 2011 | 05:47 PM
  #15  
SilverSS's Avatar
SilverSS
Captain
Joined: May 2011
Posts: 652
Likes: 0
From: Central Florida
Default

Mine is about $67/month. Full coverage with $500 deductible from Progressive. I get all the discounts they offer- house insurance with them, multiple car discount, safe driver, continuous coverage, paid in full, and whatever other ones there are lol.
 
Reply
Old Nov 20, 2011 | 06:30 PM
  #16  
drewactual's Avatar
drewactual
Champion
Joined: Aug 2010
Posts: 2,697
Likes: 3
From: Cape Carteret NC
Default

Amazing to see the differences..

$57 for the truck and bike a month, or $40 for truck and $17 for bike.. full coverage, 100/300/100, $500 deductible.. I always thought mine was a little high, but not so much its worth the effort to shop... After reading about y'alls, I'll shut up and be happy..
 
Reply
Old Nov 20, 2011 | 06:39 PM
  #17  
stewie01's Avatar
stewie01
Legend
Joined: Mar 2011
Posts: 8,914
Likes: 4
From: Fredericksburg, Virginia
Default

Originally Posted by drewactual
Amazing to see the differences..

$57 for the truck and bike a month, or $40 for truck and $17 for bike.. full coverage, 100/300/100, $500 deductible.. I always thought mine was a little high, but not so much its worth the effort to shop... After reading about y'alls, I'll shut up and be happy..


My wife (25, nothing on her driving record, ever) for the '02 Buick Century full coverage with Va liability min and $1k deductible is $46 a month.
 
Reply
Old Nov 20, 2011 | 06:50 PM
  #18  
HammerZ71's Avatar
HammerZ71
Administrator
Joined: Jul 2007
Posts: 24,686
Likes: 21
From: South Georgia/East Florida
Default

I'm paying right at $650 a year on my 3rd Gen, full coverage, $500 deductable. Sad thing is my payments are higher now at 7 years old than they were the day I drove it off the lot, but obviously their payout should I wreck the thing is like 1/4 of what it would have been then.

44 years old, nothing on my record. Last ticket I got was in '99 and my last "at fault" accident I was in where a claim was put in was when I was 19. I did get hit once, but even that was about 14 years ago...
 

Last edited by HammerZ71; Nov 20, 2011 at 06:53 PM.
Reply
Old Nov 20, 2011 | 06:51 PM
  #19  
drewactual's Avatar
drewactual
Champion
Joined: Aug 2010
Posts: 2,697
Likes: 3
From: Cape Carteret NC
Default

Originally Posted by stewie01


My wife (25, nothing on her driving record, ever) for the '02 Buick Century full coverage with Va liability min and $1k deductible is $46 a month.
Jeez... I'm 39 with a few (maybe three) speeders, a couple of 'improper equipments', and no at faults... Single, no kids... I have nationwide, and they do all my insurance, and brokerage... Maybe that is the reason?

I never realized I had it so good.. I figured I was average or even a little high..
 
Reply
Old Nov 20, 2011 | 06:56 PM
  #20  
stewie01's Avatar
stewie01
Legend
Joined: Mar 2011
Posts: 8,914
Likes: 4
From: Fredericksburg, Virginia
Default

Originally Posted by drewactual
Jeez... I'm 39 with a few (maybe three) speeders, a couple of 'improper equipments', and no at faults... Single, no kids... I have nationwide, and they do all my insurance, and brokerage... Maybe that is the reason?

I never realized I had it so good.. I figured I was average or even a little high..
I LOVED Nationwide when I had them. She is insured with AllState.
 
Reply



All times are GMT -4. The time now is 02:20 AM.