Insurance cost?
With Progressive, two drivers (the old woman and me), liability at twice the state required level plus uninsured/underinsured motorist coverage, $276.50 for six months ($46.08/month for the sake of easy comparison). I purchased the uninsured/underinsured coverage to cover any passengers in my truck who are injured and without medical insurance. If I weren't so nice a guy I could have saved $34 on the policy.
My discounts are safe driving, accident-free, continuous coverage, paperless billing and paid in full.
My discounts are safe driving, accident-free, continuous coverage, paperless billing and paid in full.
I forgot that the coverage and deductible should be included since they have an impact on price. My deductible is $500. The state requires $30,000/60,000 coverage (I think it's vehicle/medical) and I have the next step up which is $50,000/100,000 with $25,000 to cover property damage. Roadside assistance and uninsured/under insured is included.
Mine is about $67/month. Full coverage with $500 deductible from Progressive. I get all the discounts they offer- house insurance with them, multiple car discount, safe driver, continuous coverage, paid in full, and whatever other ones there are lol.
Amazing to see the differences..
$57 for the truck and bike a month, or $40 for truck and $17 for bike.. full coverage, 100/300/100, $500 deductible.. I always thought mine was a little high, but not so much its worth the effort to shop... After reading about y'alls, I'll shut up and be happy..
$57 for the truck and bike a month, or $40 for truck and $17 for bike.. full coverage, 100/300/100, $500 deductible.. I always thought mine was a little high, but not so much its worth the effort to shop... After reading about y'alls, I'll shut up and be happy..
Amazing to see the differences..
$57 for the truck and bike a month, or $40 for truck and $17 for bike.. full coverage, 100/300/100, $500 deductible.. I always thought mine was a little high, but not so much its worth the effort to shop... After reading about y'alls, I'll shut up and be happy..
$57 for the truck and bike a month, or $40 for truck and $17 for bike.. full coverage, 100/300/100, $500 deductible.. I always thought mine was a little high, but not so much its worth the effort to shop... After reading about y'alls, I'll shut up and be happy..

My wife (25, nothing on her driving record, ever) for the '02 Buick Century full coverage with Va liability min and $1k deductible is $46 a month.
I'm paying right at $650 a year on my 3rd Gen, full coverage, $500 deductable. Sad thing is my payments are higher now at 7 years old than they were the day I drove it off the lot, but obviously their payout should I wreck the thing is like 1/4 of what it would have been then.
44 years old, nothing on my record. Last ticket I got was in '99 and my last "at fault" accident I was in where a claim was put in was when I was 19. I did get hit once, but even that was about 14 years ago...
44 years old, nothing on my record. Last ticket I got was in '99 and my last "at fault" accident I was in where a claim was put in was when I was 19. I did get hit once, but even that was about 14 years ago...
Last edited by HammerZ71; Nov 20, 2011 at 06:53 PM.
I never realized I had it so good.. I figured I was average or even a little high..
Jeez... I'm 39 with a few (maybe three) speeders, a couple of 'improper equipments', and no at faults... Single, no kids... I have nationwide, and they do all my insurance, and brokerage... Maybe that is the reason?
I never realized I had it so good.. I figured I was average or even a little high..
I never realized I had it so good.. I figured I was average or even a little high..


