29 here

 

Nah, I just get my policy under my mothers name, she has never been in an accident, my brother had a 1983 firebird like mine and he only paid $80 a month for that and a 1986 ranger.

 

GENTLEMEN (and LADIES) no matter how old our birth certificates say we are. we are all kids at heart!

ok some of you are kids [:@]

us grown up folk may be old but we can out fox any of you youngins any day, one hand tied behind the back and blind folded too!

we have all had to work our fingers to the grind stone to get where we are.

whether your a mechanic,air force pilot, army grunt, nurse, business owner, or any of the many other possible occupational members of our AMERICAN work force, light from above shines on you with every accomplishment!!

oh yea, especially us that have CTD'S !!!!!

enjoy it !!!!!

 

I'll be 38 next month.

 

I'm 42 and still got alot of thing to learn and accomplish.

 

Im 23 gonna be 24 in dec.

 

There are alot of new financing options that are for the most part just getting people into more trouble financially, but if you are smart you can make some of them work for you. For example, the interest only mortgages allows someone like me tobuild a house that is more expensive then what I could normally build.Every year or so I buildnew house and sell the one I am in to make some money. An intrest only loan allows me to build a house that is in a whole different selling market than I normally would be able to build in. The market that I can sell too, inthe price range that the intrest only lets me reach, has a much better return on the investment. For example The last house I built cost $136,000 for the house $18,000 for the land and then it was $11,000 for the realtors to sell it. The realtors sold it for $216,000, which makes for a $51,000 profit. My mortgage was for $154,000 which was affordable for me thanks to the intrest only loan. If you just used a typical mortgage I would be in a market that is not only hard to sell, but I would also be making 10k-15k a house if I was lucky. All in all though it is a bad deal for most, and I can only see it getting worse too!

What gets me even more though is how all the car dealers now just ask you what kind of payment you want. It makes me just want to strangle them when I hear that (we are looking at a new car for the wife, so it is fresh in my mind right now). They don't even want to tell you how much you would be financing[sm=bomb.gif]

 

I cannot stress the blank check auto loans enough!! When I went to the dealership and let him ramble for a bit and then told him that I didnt need to tell him what I wanted my monthly payment to be because I had a blank check loan and would not needfinancing from him it looked like someone squeezed one of his ********* in a bench vise. This allows you to focus more on whats important than haggling with them over a damn monthly payment. I used capital one, called on a sat. at around 12pm and put in the app, got a call back about 20 minutes later to ask me some "security questions" and that was it, I was approved. I requested overnight delivery of my blank check ($15 fee) and it was there monday morning.

 

38. Where does the time go...........

 

Act---33 feel----43 but its all trapped in a 63 year old body.

later tater