The Official 2nd Gen RAM Forum OT thread
#1652
I feel your pain bro. I had my appendix rupture and almost died from it a year ago...worst pain I have felt in my life...yesterday I squeezed out four old nasty stitches that had been there since surgery. Damn doctors. And they wonder why I ain't paying that rediculous 23 grand hospital bill
#1653
Join Date: Apr 2008
Location: Lee County, North Carolina
Posts: 7,055
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i only drink when im in the comforts of my house...i dont go out to drink....
but of course, something bad happened to me today.....as you all know im in a financial bind, and i just fell, and smashed my ribs....cant turn my body, cant raise my right arm above my heart, and it hurts when i breath....i dont have insurence, and can't afford to go to the hospital....so i wrapped my ribs with gauze, and electrical tape...and im still going to work tonight....this is going to suck....ive never had a pain like this....id rather break my foot and arm again then have this pain.....
but of course, something bad happened to me today.....as you all know im in a financial bind, and i just fell, and smashed my ribs....cant turn my body, cant raise my right arm above my heart, and it hurts when i breath....i dont have insurence, and can't afford to go to the hospital....so i wrapped my ribs with gauze, and electrical tape...and im still going to work tonight....this is going to suck....ive never had a pain like this....id rather break my foot and arm again then have this pain.....
Sucks, but all you can do for busted up ribs is limit movement and take painkillers.
#1654
last night at work killed me....i have 3 contusions, and bruised bone...nothing broken thank god.....and i have to work 11-8 today...against doctors orders.....cant afford to take time off...and damn its killin me.
#1655
i only drink when im in the comforts of my house...i dont go out to drink....
but of course, something bad happened to me today.....as you all know im in a financial bind, and i just fell, and smashed my ribs....cant turn my body, cant raise my right arm above my heart, and it hurts when i breath....i dont have insurence, and can't afford to go to the hospital....so i wrapped my ribs with gauze, and electrical tape...and im still going to work tonight....this is going to suck....ive never had a pain like this....id rather break my foot and arm again then have this pain.....
but of course, something bad happened to me today.....as you all know im in a financial bind, and i just fell, and smashed my ribs....cant turn my body, cant raise my right arm above my heart, and it hurts when i breath....i dont have insurence, and can't afford to go to the hospital....so i wrapped my ribs with gauze, and electrical tape...and im still going to work tonight....this is going to suck....ive never had a pain like this....id rather break my foot and arm again then have this pain.....
#1657
I feel your pain bro. I had my appendix rupture and almost died from it a year ago...worst pain I have felt in my life...yesterday I squeezed out four old nasty stitches that had been there since surgery. Damn doctors. And they wonder why I ain't paying that ridiculous 23 grand hospital bill
Insurance is a necessary evil. Learn how to adjust your lifestyle to accommodate it. Do I enjoy paying $300 a month for it? No, but the wife and I manage. We could be paying off my truck sooner, or paying for some house repairs, but instead, I can get timely medical care and pay a minimum for it. Eat out less, cut back here, cut back there... adjust.
It doesn't pay for everything, but its there when you have these huge bills. If you had had insurance, you'd probably only have to pay a $750 or $500 deductible and insurance would pay the rest. There are also charities and non-profits that will help you pay your bills if you had asked at the hospital, rather than just letting it sit there as an unpaid debt.
Even with Obamacare, you'll have to pay something.
I have nothing against you bigslick, and I don't mean this as a personal attack, I apologize if it came off that way. You just struck a chord, so to speak, as so many do what you are doing. My wife is a RN, so I hear about it a lot.
#1658
People complain about how they can't afford insurance, yet when the hospital bill comes, they can't afford that either. The reason insurance is so high is because of all the bad debt right-offs from people who don't have insurance, and all the illegal immigrants who come into the ER.
Insurance is a necessary evil. Learn how to adjust your lifestyle to accommodate it. Do I enjoy paying $300 a month for it? No, but the wife and I manage. We could be paying off my truck sooner, or paying for some house repairs, but instead, I can get timely medical care and pay a minimum for it. Eat out less, cut back here, cut back there... adjust.
It doesn't pay for everything, but its there when you have these huge bills. If you had had insurance, you'd probably only have to pay a $750 or $500 deductible and insurance would pay the rest. There are also charities and non-profits that will help you pay your bills if you had asked at the hospital, rather than just letting it sit there as an unpaid debt.
Even with Obamacare, you'll have to pay something.
I have nothing against you bigslick, and I don't mean this as a personal attack, I apologize if it came off that way. You just struck a chord, so to speak, as so many do what you are doing. My wife is a RN, so I hear about it a lot.
Insurance is a necessary evil. Learn how to adjust your lifestyle to accommodate it. Do I enjoy paying $300 a month for it? No, but the wife and I manage. We could be paying off my truck sooner, or paying for some house repairs, but instead, I can get timely medical care and pay a minimum for it. Eat out less, cut back here, cut back there... adjust.
It doesn't pay for everything, but its there when you have these huge bills. If you had had insurance, you'd probably only have to pay a $750 or $500 deductible and insurance would pay the rest. There are also charities and non-profits that will help you pay your bills if you had asked at the hospital, rather than just letting it sit there as an unpaid debt.
Even with Obamacare, you'll have to pay something.
I have nothing against you bigslick, and I don't mean this as a personal attack, I apologize if it came off that way. You just struck a chord, so to speak, as so many do what you are doing. My wife is a RN, so I hear about it a lot.
#1659
People complain about how they can't afford insurance, yet when the hospital bill comes, they can't afford that either. The reason insurance is so high is because of all the bad debt right-offs from people who don't have insurance, and all the illegal immigrants who come into the ER.
Insurance is a necessary evil. Learn how to adjust your lifestyle to accommodate it. Do I enjoy paying $300 a month for it? No, but the wife and I manage. We could be paying off my truck sooner, or paying for some house repairs, but instead, I can get timely medical care and pay a minimum for it. Eat out less, cut back here, cut back there... adjust.
It doesn't pay for everything, but its there when you have these huge bills. If you had had insurance, you'd probably only have to pay a $750 or $500 deductible and insurance would pay the rest. There are also charities and non-profits that will help you pay your bills if you had asked at the hospital, rather than just letting it sit there as an unpaid debt.
Even with Obamacare, you'll have to pay something.
I have nothing against you bigslick, and I don't mean this as a personal attack, I apologize if it came off that way. You just struck a chord, so to speak, as so many do what you are doing. My wife is a RN, so I hear about it a lot.
Insurance is a necessary evil. Learn how to adjust your lifestyle to accommodate it. Do I enjoy paying $300 a month for it? No, but the wife and I manage. We could be paying off my truck sooner, or paying for some house repairs, but instead, I can get timely medical care and pay a minimum for it. Eat out less, cut back here, cut back there... adjust.
It doesn't pay for everything, but its there when you have these huge bills. If you had had insurance, you'd probably only have to pay a $750 or $500 deductible and insurance would pay the rest. There are also charities and non-profits that will help you pay your bills if you had asked at the hospital, rather than just letting it sit there as an unpaid debt.
Even with Obamacare, you'll have to pay something.
I have nothing against you bigslick, and I don't mean this as a personal attack, I apologize if it came off that way. You just struck a chord, so to speak, as so many do what you are doing. My wife is a RN, so I hear about it a lot.
My GF recently had surgery on her sinuses. Total bill was north of 20,000 dollars. just one doctor wanted 5600 bucks for her services. When she discovered we did NOT have insurance, the bill dropped to 500 bucks.... and this is not an isolated case. There are many stories of hospitals and various other medical institutions charging cash customer a tiny fraction of what they bill insurance companies. Why is that? Is it just the "some money is better than none." thing? Or do a lot of them thar folks see an opportunity to gouge insurance companies, and leap on it? Our health care system is in serious need of help.
Insurance companies add nothing to health care, other than cost.
Not sure where you are... but here, banks do not consider medical bills when figuring your credit score. (and most scoring agencies, while having them on your credit report, do not consider them either.)
#1660
HeyYou, I'm in Houston and the bank(Chase) brought the old medical bills to our attention, they had been sent to a collection agency. They were listed on her credit history as negative accounts, which drove her FICO score down with all 3 agencies, Experian, Transunion, and Equifax. The bank doesn't figure the scores, the Big 3 agencies do.